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561 Heck Ct, Benton Harbor, MI, 49022

3beds
3baths
1,850sqft
$84,999
$46price/sqft
$809/moest. monthly cost
$32,360/yrincome needed

About This Home

Solid investment opportunity in Benton Harbor. Offering three income-producing units under one roof, with a new roof already in place to give peace of mind for years to come. Current gross rents total $1,850/month, making it a practical option for any investor looking to build long-term wealth. Convenient location for tenants and steady occupancy history make this a smart buy in today's market. Don't overthink it--properties that pencil out like this are getting harder to find. Call for your private showing today!!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

2/10
Fair Plain Middle SchoolGrades 6-81.6 mi
2/10
Benton Harbor High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1912

Materials

  • Roof: Composition,Other
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 to 4 Units

Interior

Appliances

  • Laundry features: None

Basement

  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,850 sqft

Property

Details

  • Parcel number: 115212000024008

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 60 x 150

Parking

  • Total spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$75$900
Property Taxes $104$1,248
Electricity $201$2,421
Total$809$9,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,737/yr
40% on housing$24,270/yr
45% on housing$21,573/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$46This listing

vs Other Active Listings

Avg $/sqft

ZIP 49022$163
Berrien County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 49022$111
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$94,999
2026-03-05Listed for sale$99,999
2026-02-12Contingent$99,999
2026-01-15Price change$99,999
2026-01-07Listed for sale$109,999
2026-01-06Listing removed$109,999
2025-12-14Price change$109,999
2025-12-10Listed for sale$119,999
2024-10-11Sold$59,900
2024-10-03Contingent$67,900
2024-09-27Listed for sale$67,900
2015-03-13Sold$12,900
2015-02-06Listed for sale$12,900

For Sale by Agent

AgentVan Homes Team
BrokerageeXp Realty

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