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16220 Stones Throw Ln, Union Pier, MI, 49129

4beds
4baths
3,500sqft
$2,499,999
$714price/sqft
$17,230/moest. monthly cost
$689,200/yrincome needed

About This Home

Welcome to your turnkey dream retreat in Union Pier--where style, comfort, and functionality come together. This stunning 4-bedroom, 4-bath home offers 3,500 square feet of beautifully designed living space, perfect as a family getaway or a proven investment property. Step inside to the impressive great room, where soaring cathedral ceilings and a grand gas fireplace create a space that is both expansive and inviting. Designed to comfortably sleep 17, this home offers exceptional flexibility without compromising charm or comfort. Outdoor living is equally impressive, with a partially covered deck, large hot tub, private pool, and fire pit creating the ultimate setting for relaxation and entertaining. While the community offers an association pool, this property delivers its own private resort-style experience. Located just a short walk or golf cart ride from Townline Beach, you'll enjoy easy access to one of Union Pier's most beautiful and serene stretches of Lake Michigan shoreline.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

8/10
9/10
7/10

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Asphalt
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator
  • Laundry features: Common Area

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 182
  • Dimensions: 13.00 x 14.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 190
  • Dimensions: 19.00 x 10.00

Features

  • Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Kitchen

  • Level: Main
  • Area: 266
  • Dimensions: 19.00 x 14.00

Living Room

  • Level: Main
  • Area: 437
  • Dimensions: 23.00 x 19.00

Master Bedroom

  • Level: Main
  • Area: 234
  • Dimensions: 13.00 x 18.00

Recreation

  • Level: Upper
  • Area: 432
  • Dimensions: 18.00 x 24.00

Property

Details

  • Parcel number: 111310000011001

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Has spa: Yes
  • Spa features: Hot Tub Spa

Lot

  • Lot size: 0.38 Acres
  • Features: Wooded,Shrubs/Hedges
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,641$151,692
Home Insurance *$434$5,208
Property Taxes $3,774$45,288
Electricity $381$4,581
Total$17,230$206,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$590,742/yr
40% on housing$516,900/yr
45% on housing$459,466/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$714This listing

vs Other Active Listings

Avg $/sqft

ZIP 49129$868
Berrien County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 49129$553
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$2,499,999
2025-09-30Listing removed$2,899,990
2025-05-13Price change$2,899,990
2025-05-03Listed for sale$3,099,990
2019-11-15Listing removed$1,180,000
2019-07-30Listed for sale$1,180,000
2018-02-16Sold$32,500
2013-04-29Sold$87,401

For Sale by Agent

AgentJohn B Larkin
BrokerageKeller Williams Realty SWM

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