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183 Searles Ave, Benton Harbor, MI, 49022

2beds
1baths
920sqft
$134,900
$147price/sqft
$1,103/moest. monthly cost
$44,120/yrincome needed

About This Home

Discover this charming two-bedroom, one-bathroom single-family residence in Benton Harbor, Michigan, offering 920 square feet of comfortable living space. Situated on a generous 6,475-square-foot lot. The home features a one-car garage full basement and central air to boot.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

2/10
Fair Plain Middle SchoolGrades 6-80.9 mi
2/10
Benton Harbor High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1932

Materials

  • Roof: Composition,Shingle
  • Construction materials: Shingle Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Daylight,Partial

Bedroom2

  • Level: Main
  • Area: 99
  • Dimensions: 9.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13.00 x 11.00

Features

  • Flooring: Laminate,Wood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 920
  • Total interior livable area: 920 sqft

Kitchen

  • Level: Main
  • Area: 99
  • Dimensions: 9.00 x 11.00

Living Room

  • Level: Main
  • Area: 209
  • Dimensions: 11.00 x 19.00

Master Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 10.00 x 11.00

Property

Details

  • Parcel number: 115160000039005

Features

  • Stories: 1

Lot

  • Lot size: 6,534 sqft
  • Features: Sidewalk
  • Lot size dimensions: 50 x 130

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$119$1,428
Property Taxes $114$1,368
Electricity $188$2,259
Total$1,103$13,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,817/yr
40% on housing$33,090/yr
45% on housing$29,413/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 49022$162
Berrien County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 49022$111
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$134,900
2026-07-30Price change$134,900
2026-07-08Listed for sale$137,900
2005-06-28Sold$28,700

For Sale by Agent

AgentBrian Newton
BrokerageSunrise Real Estate, Inc.

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