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12366 Lubke Rd, New Buffalo, MI, 49117

3beds
2baths
1,600sqft
$325,000
$203price/sqft
$2,176/moest. monthly cost
$87,040/yrincome needed

About This Home

Great location 1 mile to lake Michigan. Walking distance to downtown New Buffalo, this year round home has great possibilities and large lot with wooded ravine. 2019 New Roof, Generator, Outside electric service upgraded, 2021 New Furnace and AC and main water line from home to road replaced. Schedule your showing today.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
9/10
7/10

Construction

Materials

  • Roof: Other,Shingle
  • Construction materials: Stone,Vinyl Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Basement: Partial

Bathroom3

  • Level: Main
  • Area: 168
  • Dimensions: 12.00 x 14.00

Bedroom2

  • Level: Main
  • Area: 135
  • Dimensions: 9.00 x 15.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Bonus Room

  • Level: Upper
  • Area: 266
  • Dimensions: 19.00 x 14.00

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Flooring: Carpet,Laminate,Linoleum
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 12.00 x 14.00

Laundry

  • Level: Main
  • Area: 90
  • Dimensions: 9.00 x 10.00

Living Room

  • Level: Main
  • Area: 221
  • Dimensions: 17.00 x 13.00

Master Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 15.00 x 12.00

Property

Details

  • Parcel number: 111300160013039

Features

  • Stories: 2

Lot

  • Lot size: 0.94 Acres
  • Features: Wooded,Ravine
  • Lot size dimensions: .94

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$69$828
Property Taxes $276$3,312
Electricity $188$2,259
Total$2,176$26,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,605/yr
40% on housing$65,280/yr
45% on housing$58,026/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 49117$395
Berrien County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 49117$458
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-07Listed for sale$325,000
2019-03-22Sold$110,000
2018-12-27Sold$95,000
2018-09-29Listed for sale$129,000
2016-12-17Listing removed$115,000
2016-12-07Listed for sale$115,000

For Sale by Agent

AgentLori L Kroehler
BrokerageFront Door Real Estate Team

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