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309 S 11th St, New Buffalo, MI, 49117

2beds
1baths
725sqft
$229,000
$316price/sqft
$1,767/moest. monthly cost
$70,680/yrincome needed

About This Home

An opportunity to own within the City of New Buffalo, this 2-bedroom, 1-bath home is set back from the street on a quarter-acre lot near the New Buffalo High School athletic complex and everyday conveniences. The home offers a functional layout and solid footprint with potential for updates and improvements over time. Whether you're looking for a year-round residence, weekend escape, or investment opportunity, this property presents a chance to create value in one of Harbor Country's most sought-after communities. Property is being sold as is.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
9/10
7/10

Construction

Condition

  • Year built: 1947

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Basement: Full

Bathroom1

  • Level: Main
  • Area: 37.98
  • Dimensions: 6.33 x 6.00

Bedroom2

  • Level: Main
  • Area: 109.6864
  • Dimensions: 9.08 x 12.08

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 725
  • Total interior livable area: 725 sqft

Kitchen

  • Level: Main
  • Area: 145.8589
  • Dimensions: 13.67 x 10.67

Living Room

  • Level: Main
  • Area: 180.8811
  • Dimensions: 12.33 x 14.67

Master Bedroom

  • Level: Main
  • Area: 138.91
  • Dimensions: 14.50 x 9.58

Property

Details

  • Parcel number: 116282000166033

Features

  • Stories: 1

Lot

  • Lot size: 0.25 Acres
  • Features: Flag Lot
  • Lot size dimensions: irregular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$48$576
Property Taxes $374$4,488
Electricity $188$2,259
Total$1,767$21,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,582/yr
40% on housing$53,010/yr
45% on housing$47,120/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 49117$397
Berrien County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 49117$458
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$279,000

For Sale by Agent

AgentKristen Sheldon
Brokerage@properties Christie's International R.E.

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