363 Searles Ave, Benton Harbor, MI, 49022
About This Home
Affordable, move-in-ready homes under $100,000 are becoming increasingly hard to find—don't miss this opportunity! This well-maintained 1-bedroom, 1-bath home in St. Joseph Township offers 605 square feet of comfortable living space plus a full basement for storage or future possibilities. Recent improvements include a 2-year-old roof, updated plumbing, a 100-amp electrical panel, and fresh interior paint, providing peace of mind for years to come. The spacious kitchen offers ample cabinetry and workspace, while the clean, dry basement provides excellent storage. Previously used as a rental, this property has been exceptionally maintained and is ready for its next owner. Whether you're a first-time buyer, looking to downsize, or adding to your investment portfolio, this home is an outstanding value. Listed at just $99,900, opportunities like this are becoming almost nonexistent. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Roof: Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: Electric Dryer Hookup,In Basement,Washer Hookup
Basement
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Window features: Replacement,Window Treatments
- Flooring: Carpet,Wood
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 605
- Total interior livable area: 605 sqft
Kitchen
- Level: Main
- Area: 120.5511
- Dimensions: 11.67 x 10.33
Living Room
- Level: Main
- Area: 169.8786
- Dimensions: 14.67 x 11.58
Master Bathroom
- Level: Main
- Area: 38.2725
- Dimensions: 6.75 x 5.67
Master Bedroom
- Level: Main
- Area: 137.75
- Dimensions: 14.50 x 9.50
Property
Details
- Parcel number: 111812400119001
Features
- Stories: 1
- Fencing: Chain Link
Lot
- Lot size: 6,969 sqft
- Features: Cul-De-Sac
- Lot size dimensions: 140 x 50
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Berrien County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $505 | $6,060 |
| Home Insurance * | $88 | $1,056 |
| Property Taxes | $84 | $1,008 |
| Electricity | $188 | $2,259 |
| Total | $865 | $10,380 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Listed for sale | $99,900 |
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