527 Howard St, Niles, MI, 49120
About This Home
Well-located duplex in Niles offering a great opportunity for both investors and owner-occupants. This property has a strong history of cash flow for ownership and has recently undergone updates, including a newly installed roof, providing a solid foundation for immediate occupancy or leasing. Each unit offers separate living space with functional layouts, making it ideal for generating rental income or for an owner-occupant looking to live in one unit while renting the other to offset their mortgage. With the property currently vacant, a new owner has the flexibility to set market rents, place their own tenants, or move in right away. Recent improvements have enhanced the overall usability of the property, while still leaving room for a new owner to add value over time. Located in an accessible area of Niles with steady rental demand, this is a straightforward, income-producing opportunity with long-term upside.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1926
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: 2 to 4 Units
Interior
Basement
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Heating
- Heating features: Forced Air
Interior Area
- Total interior livable area: 1,477 sqft
Property
Details
- Parcel number: 7230500099000
Lot
- Lot size: 9,583 sqft
- Features: Corner Lot
- Lot size dimensions: 132 x 72
Parking
- Total spaces: 2
- Parking features: Driveway,Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Hail
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Berrien County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $753 | $9,036 |
| Home Insurance * | $88 | $1,056 |
| Property Taxes | $232 | $2,784 |
| Electricity | $188 | $2,259 |
| Total | $1,261 | $15,132 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $149,000 |
| 2026-04-10 | Listed for sale | $159,000 |
| 2002-06-14 | Sold | $26,250 |
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