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4958 Forest Park Ave, Watervliet, MI, 49098

4beds
3baths
3,140sqft
$965,000
$307price/sqft
$7,531/moest. monthly cost
$301,240/yrincome needed

About This Home

Perfect combo of Country & Lake Living. Set on 1 Acre & steps from Paw Paw Lake, you'll instantly love this custom built Ranch & all it's high quality features. Main home offers 2 Beds/2 Bath. Entire home & garage boasts radiant floor heating,10ft ceilings, wood burning FP, 2x6 walls & Cement siding. Open concept with beautiful covered porches. Amazing outside entertainment & grill area with walking trails into the woods. Wait til you see the guest/mother-in-law house with kitchenette, 2 bedrooms, bathroom & living room. Great potential for related living or Short-term Rental. Take your golf cart to Forest Beach to enjoy all the Lake has to offer. Located in the heart of SW Michigan, Paw Paw Lake is 900 acres all-sports lake featuring a Yacht Club, Gas Dock, Marina & boat-up restaurant. Area offers Golf courses, wineries, breweries, farmer's markets & orchards. Just 15 mins to St. Joe, South Haven, & Lake Michigan. All of this under 2 hours from Chicago and 1.5hrs from Grand Rapids.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
North Elementary SchoolGrades PK,3-50.3 mi
6/10
Watervliet Middle SchoolGrades 6-81.1 mi
6/10

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Asphalt
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 4

Features

  • Ceiling Fan(s),Guest Quarters,Eat-in Kitchen,Pantry
  • Window features: Low-Emissivity Windows,Screens,Insulated Windows
  • Flooring: Stone
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Recreation Room,Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Radiant,Other

Interior Area

  • Total structure area: 3,140
  • Total interior livable area: 3,140 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 112123300154279
  • Zoning description: Residential

Features

  • Stories: 1
  • Fencing: Privacy

Lot

  • Lot size: 0.96 Acres
  • Features: Level,Wooded,Ground Cover
  • Lot size dimensions: 105 x 415

Parking

  • Total spaces: 2.5
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,879$58,548
Home Insurance *$641$7,692
Property Taxes $1,669$20,028
Electricity $342$4,109
Total$7,531$90,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$258,205/yr
40% on housing$225,930/yr
45% on housing$200,826/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 49098$186
Berrien County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 49098$163
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$945,000
2026-03-18Price change$925,000
2025-10-16Listed for sale$875,000
2019-12-09Sold$20,000
2018-07-10Sold$160,000

For Sale by Agent

AgentNicholas F Scalise
BrokerageWindy Mitten Properties

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