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1194 Oak Brook Ln, Portage, MI, 49002

3beds
2baths
1,680sqft
$99,900
$59price/sqft
$850/moest. monthly cost
$34,000/yrincome needed

About This Home

FOR SALE BY OWNER – OAK BROOK ESTATES – PORTAGE, MI $104,900 now $99900 1194 Oak Brook Lane, Portage, MI Spacious and beautifully maintained 3-bedroom, 2-bath home located in the desirable Oak Brook Estates 55+ community. Offering approximately 1,680 square feet of living space, this home features large rooms, abundant natural light, and a comfortable floor plan. Major recent improvements include a NEW ROOF (2024) and NEW WATER HEATER (2024), providing peace of mind for years to come. Features Include: • Approximately 1,680 Sq. Ft. • 3 Bedrooms • 2 Full Bathrooms • Large Living Room • Formal Dining Area • Kitchen with Breakfast Nook • Spacious Primary Suite • Walk-In Closet • Handicap-Accessible Primary Bathroom • Central Air Conditioning • Refrigerator, Stove, Microwave & Dishwasher Included • Washer & Dryer Included • Carport • Storage Shed • Hurricane/Tornado Anchoring System (Home Professionally Anchored) This home has been exceptionally well cared for and is clean, comfortable, and move-in ready. Recent professional home cleaning and carpet cleaning have been completed. Community Requirements: • At least one resident must be 55 years of age or older • Minimum credit score of 720 • Dogs must be under 20 pounds • Buyer must be approved by park management • Monthly lot rent: $535 Conveniently located near shopping, restaurants, medical facilities, parks, and major highways. For Sale By Owner. Please call, text or email to schedule a private showing.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

5/10
8/10
9/10

Construction

Condition

  • Year built: 1993

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: 1009915043O

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Kalamazoo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$45$540
Property Taxes $112$1,344
Electricity $188$2,259
Total$850$10,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,142/yr
40% on housing$25,500/yr
45% on housing$22,666/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.9%
-4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 49002$150
Kalamazoo County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 49002$194
Kalamazoo County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-18Price change$99,900
2026-07-05Listed for sale$104,900

For Sale by Owner

AgentProperty Owner

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