




1620 N Michigan Rd, Omer, MI, 48749
About This Home
A beautiful mix of waterfront, woods, and nature await with this cool property along the Rifle River, only a few minutes off U.S. 23. Located in the woods with State Land adjacent to the property and across the road. This spacious home offers a great opportunity for waterfront living! Virtually remodeled throughout, this unique home offers a layout conducive for multi-family living, single family, and/or something in between! Enjoy three distinct living spaces with separate entrances with all new flooring and interior paint throughout that all have awesome views of the river at various points along with a fantastic view of the river right from the 80' wide deck! The lower level offers a living room, den/family room, full bathroom, kitchen, laundry, dining area, and access to the attached garage. The upper/main level features three bedrooms with two bedrooms sharing a 1/2 bathroom, 2nd kitchen, & two extra rooms for more living/sleeping space. Need even more space??!! Nearly 1100 sqft of more living space has been created over the garage that could serve as an apartment, private living quarters, etc! This space offers a modern, sleek look with an open kitchen/dining/living space w/ a fireplace, bedroom, office, and full custom built bath w/ stunning glass shower and rainfall showerhead! Security system installed. Outside there are two driveways that allow for multiple parking spots along with steps leading down to the river for access to kayaking, tubing, fishing, etc! There are so many possibilities with this versatile riverfront property! Nature awaits!! Owner will consider Land Contract terms w/$225,000.00 down.
Getting Around
Schools
Construction
Condition
- Year built: 1968
Materials
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Notable Dates
- Major remodel year: 2024
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven/Range,Washer,Dryer,Electric Water Heater
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Exterior Entry,Interior Entry
Bedroom2
- Level: Upper
- Area: 99
Bedroom3
- Level: Upper
- Area: 81
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Lower
- Area: 198
Family Room
- Level: Lower
- Area: 190
Features
- Entrance Foyer,Den/Study,Drywall
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,100
Heating & Cooling
- Heating features: Forced Air,Propane,Fireplace(s)
- Cooling features: Ductless
Interior Area
- Total structure area: 3,100
- Total interior livable area: 3,100 sqft
Kitchen
- Level: Lower
- Area: 150
Living Room
- Level: Lower
- Area: 252
Master Bathroom
- Features: None
Master Bedroom
- Level: Upper
- Area: 247
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 002000940002500
- Zoning description: Residential
- Other equipment: Dish TV
Features
- Levels: Bi-Level
- Patio & porch: Deck
- Exterior features: Balcony
- Has view: Yes
- View description: Water
- Water view: Water
- On waterfront: Yes
- Waterfront features: River,Gradual Slope to Water
- Waterbody name: Rifle River
- Frontage type: Waterfront
- Frontage length: 200
Lot
- Lot size: 1.25 Acres
- Features: Cleared,Wooded,Rolling Slope,Metes and Bounds
- Lot size dimensions: 200 x 348 x 218 x 263
Parking
- Total spaces: 2
- Parking features: Attached,Concrete Floors,Gravel
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Arenac County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $309 | $3,708 |
| Property Taxes | $270 | $3,240 |
| Electricity | $338 | $4,057 |
| Total | $2,560 | $30,720 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $329,500 |
| 2026-02-16 | Pending sale | $339,500 |
| 2026-01-12 | Price change | $339,500 |
| 2025-10-16 | Price change | $349,500 |
| 2025-09-05 | Price change | $358,500 |
| 2025-08-20 | Price change | $379,500 |
| 2025-07-16 | Listed for sale | $398,000 |
| 2022-08-13 | Sold | $203,000 |
| 2022-07-08 | Listed for sale | $210,000 |
| 2012-06-15 | Sold | $73,000 |
For Sale by Agent
