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67560 95th Ave, Dowagiac, MI, 49047

4beds
2baths
1,440sqft
$585,000
$406price/sqft
$4,069/moest. monthly cost
$162,760/yrincome needed

About This Home

An affordable lakefront opportunity in the heart of Sister Lakes! Situated on beautiful Big Crooked Lake, this charming property features two fully updated cottages with a combined total of four bedrooms and two bathrooms. Currently operating as a successful short-term rental, the property offers excellent flexibility as an income-producing investment, family retreat, or multi-generational getaway. Both cottages are adorable, cozy, and completely move-in ready, making it easy to start enjoying lake life from day one. Relax along the sandy beach, spend your days boating and swimming, and enjoy the convenience of being within walking distance to local restaurants and the neighborhood ice cream shop. Whether you are looking for a weekend escape, a vacation rental investment, or an affordable way to own waterfront property, this unique Big Crooked Lake offering is full of possibilities.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
7/10
Dowagiac Middle SchoolGrades 6-89.0 mi
6/10
Union High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Refrigerator
  • Laundry features: None

Basement

  • Basement: Slab

Bathroom1

  • Level: Main
  • Area: 63
  • Dimensions: 7.00 x 9.00

Bathroom1

  • Level: Main
  • Area: 40
  • Dimensions: 5.00 x 8.00

Bedroom2

  • Level: Main
  • Area: 81
  • Dimensions: 9.00 x 9.00

Bedroom3

  • Level: Main
  • Area: 56
  • Dimensions: 7.00 x 8.00

Bedroom4

  • Level: Main
  • Area: 96
  • Dimensions: 12.00 x 8.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Dining Area

  • Level: Main
  • Area: 99
  • Dimensions: 9.00 x 11.00

Dining Area

  • Level: Main
  • Area: 121
  • Dimensions: 11.00 x 11.00

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: Main
  • Area: 81
  • Dimensions: 9.00 x 9.00

Kitchen

  • Level: Main
  • Area: 121
  • Dimensions: 11.00 x 11.00

Living Room

  • Level: Main
  • Area: 220
  • Dimensions: 11.00 x 20.00

Living Room

  • Level: Main
  • Area: 228
  • Dimensions: 12.00 x 19.00

Master Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 11.00 x 12.00

Property

Details

  • Parcel number: 801203215000
  • Zoning description: RES

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Big Crooked Lake

Lot

  • Lot size: 8,712 sqft
  • Features: Recreational,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 45 x 184 x 40 x 191

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Van Buren County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$382$4,584
Property Taxes $541$6,492
Electricity $188$2,259
Total$4,069$48,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,508/yr
40% on housing$122,070/yr
45% on housing$108,506/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$406This listing

vs Other Active Listings

Avg $/sqft

ZIP 49047$178
Van Buren County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 49047$164
Van Buren County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$565,000
2026-07-14Listed for sale$585,000
2025-10-16Listing removed$540,000
2025-08-19Listed for sale$540,000
2025-07-24Listing removed$580,000
2025-04-10Price change$580,000
2025-04-04Price change$600,000
2025-03-17Listed for sale$650,000
2020-06-26Sold$290,000
2020-06-25Pending sale$299,900
2019-09-06Price change$299,900
2019-06-05Price change$309,900
2019-04-17Price change$314,900
2019-03-26Listed for sale$329,900
2019-02-16Listing removed$329,900
2018-02-21Listed for sale$329,900
2011-09-28Sold$160,000

For Sale by Agent

AgentMolly Nate
BrokerageThe Shore Real Estate Group

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