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105 N 6th St, Elkville, IL, 62932

2beds
1baths
1,153sqft
$85,000
$74price/sqft
$825/moest. monthly cost
$33,000/yrincome needed

About This Home

This is a nicely kept two bedroom home with an updated bathroom. The kitchen and dining room have an open floor with a separate laundry area and there is also a large living room for you to relax. The driveway is asphalt to the garage door and there is additional car storage with the detached carport for your car or camper in the backyard with alley access. Don't forget you can enjoy the afternoons and evenings in the enclosed porch too.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

--
Elverado Primary SchoolGrades PK-20.2 mi
6/10
3/10
Elverado High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1937

Materials

  • Roof: Asbestos Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 99
  • Dimensions: 9x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 135
  • Dimensions: 15x9

Features

  • Kitchen/Dining Room Combo,Shower
  • Door features: Storm Door(s)
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,153

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,153
  • Total interior livable area: 1,153 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 135
  • Dimensions: 15x9

Laundry

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 40
  • Dimensions: 10x4

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Property

Details

  • Parcel number: 0517409035
  • Special condition: Listing As Is

Features

  • Levels: One
  • Patio & porch: Covered,Enclosed,Front Porch
  • Exterior features: Storage
  • Fencing: None
  • Has view: Yes
  • View description: City
  • Frontage length: 87

Lot

  • Lot size: 0.30 Acres
  • Features: Interior Lot
  • Lot size dimensions: 87 x 150

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Earthquake
Heat Wave
Inland Flooding
Lightning
Winter Weather
Drought
Hail
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$136$1,632
Property Taxes $130$1,560
Electricity $130$1,569
Total$825$9,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,285/yr
40% on housing$24,750/yr
45% on housing$22,000/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 62932$94
Jackson County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 62932$66
Jackson County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-02Listed for sale$85,000

For Sale by Agent

AgentJeffrey K Phillips
BrokerageTri County Realty, Inc

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