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489 W State Road 68, Lynnville, IN, 47619

2beds
2baths
1,372sqft
$239,500
$175price/sqft
$1,906/moest. monthly cost
$76,240/yrincome needed

About This Home

Are you looking for a peaceful retreat? This beautiful 2 story home on the lake is just what you need. Two story lake house offering 2 bedrooms and 2 full baths with amazing views of Lynnville Lake. With walls of windows that offer great views and exceptional lighting. The main level offers an open floor plan for the Living Room, Kitchen and Dining Room along with a full bath and Bedroom. The 2 story is a loft type setting with Master Bedroom, Office space and Full Bath. The home has Oak & Walnut flooring through with Tile flooring in the Bath rooms. Outdoor Space includes an attached dock, storage shed and wooded area in front for privacy. This is a lease hold interest property- through the town of Lynnville.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
7/10
Tecumseh Middle SchoolGrades 6-86.0 mi
9/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Electric Cooktop,Dryer-Electric,Electric Range,Electric Water Heater

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Natural Woodwork,Open Floorplan
  • Window features: Window Treatments
  • Flooring: Hardwood,Stone
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,372

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,372
  • Total interior livable area: 1,372 sqft

Property

Details

  • Parcel number: 870410548826.000100
  • Other equipment: Generator Built-In

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Pier/Dock,Lake Front,Non Ski Lake,Lake
  • Waterbody name: Other
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(25)

Lot

  • Lot size: 4,356 sqft
  • Features: Lake,Near Walking Trail
  • Lot size dimensions: 200x50

Parking

  • Parking features: Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Drought
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,211$14,532
Home Insurance *$224$2,688
Property Taxes $287$3,444
Electricity $184$2,212
Total$1,906$22,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,348/yr
40% on housing$57,180/yr
45% on housing$50,826/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 47619$106
Warrick County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 47619$94
Warrick County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$239,500
2026-04-04Pending sale$259,500
2025-09-16Listed for sale$259,500

For Sale by Agent

AgentJohny Dimmett
BrokerageFIRST RATE REAL ESTATE

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