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208 E Whitley St, Churubusco, IN, 46723

4beds
1baths
1,680sqft
$175,000
$104price/sqft
$1,497/moest. monthly cost
$59,880/yrincome needed

About This Home

Unique opportunity in the heart of Churubusco! This well-maintained 1½-story property offers approximately 1,680 finished square feet on a 0.28-acre lot with excellent visibility and convenient access to local amenities. Currently utilized as professional office space, the flexible layout provides endless possibilities for a variety of future uses, subject to local zoning and approvals. The property also includes a detached 21' x 24' car shed, paved road frontage, public utilities, and plenty of potential to customize the space to fit your needs. Whether you're searching for an investment opportunity, professional office, small business location, or a property with versatile future potential, 208 E. Whitley Street is ready for its next chapter. Currently zoned for business/residential use, to get things switched to residential only is about a 3-month process according to the city planning and building department.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Michigan Basement,Block,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Window Treatments
  • Flooring: Carpet,Laminate
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: 920413000143.000010
  • Zoning: B1,B1
  • Zoning description: Local Business.
  • Other equipment: Sump Pump

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 0.28 Acres
  • Features: Level,Rolling Slope,City/Town/Suburb
  • Lot size dimensions: 266x44

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$121$1,452
Property Taxes $308$3,696
Electricity $184$2,212
Total$1,497$17,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,325/yr
40% on housing$44,910/yr
45% on housing$39,920/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 46723$126
Whitley County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 46723$144
Whitley County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$162,500
2026-07-07Listed for sale$175,000

For Sale by Agent

AgentDeegan Munk
BrokerageWeichert Realtors - Hoosier Heartland

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