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3776 N Doug Ct, Monticello, IN, 47960

2beds
1baths
1,008sqft
$344,900
$342price/sqft
$2,226/moest. monthly cost
$89,040/yrincome needed

About This Home

Lake-home refuge. Check out this 2-bedroom, 1-bath, lake-level home located on Keans Bay of Lake Shafer. Ideal open-concept layout. Featuring a spacious waterside deck—perfect for relaxing or entertaining, a private dock and a temporary lift. Situated on a spacious level lot. The off the beaten path neighborhood provides a safe place for bike riding, dog walking, or taking a peaceful evening stroll. This lake home is perfect for weekend getaways or full-time living. Come see for yourself. BONUS: Being sold "turnkey"!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
5/10
Roosevelt Middle SchoolGrades 6-84.5 mi
5/10

Construction

Condition

  • Year built: 1958

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer Stacked,Electric Oven

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Window Treatments
  • Finished area below ground: 0
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 168

Property

Details

  • Parcel number: 917309000030.800011

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Boat Lift-Temporary
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront-Level Bank,Pier/Dock,Lake Front,Ski Lake,Lake
  • Waterbody name: Lake Shafer
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(50)

Lot

  • Lot size: 8,842 sqft
  • Lot size dimensions: 50x173x50x181

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$185$2,220
Property Taxes $113$1,356
Electricity $184$2,212
Total$2,226$26,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,320/yr
40% on housing$66,780/yr
45% on housing$59,360/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.9%
6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 47960$142
White County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 47960
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$375,000
2025-11-16Listing removed$375,000
2025-07-04Listed for sale$375,000
2024-10-10Listing removed--
2024-07-12Price change$340,000
2024-06-03Listed for sale$350,000
2022-11-26Listing removed--
2022-11-08Price change$320,000
2022-11-05Listed for sale$315,000
2020-08-03Sold$180,000
2020-06-30Pending sale$190,000
2020-06-17Listed for sale$190,000
2019-10-23Listing removed$190,000
2019-04-22Listed for sale$190,000
2011-05-13Sold$149,000

For Sale by Agent

AgentJill Coble
BrokerageREAL ESTATE NETWORK L.L.C

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