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1257 Ivy Creek Rd, Ashland, KY, 41101

5beds
5baths
5,054sqft
$649,000
$128price/sqft
$4,651/moest. monthly cost
$186,040/yrincome needed

About This Home

Welcome to this exceptional modern brick home in the sought after Ivy Creek neighborhood, offering 5 bedrooms and 4.5 baths, and beautifully designed living spaces throughout. Step inside to a grand foyer that sets the tone for the home's elegant architecture and open layout. The main level features a formal dining area, a dramatic two-story great room filled with natural light, and an exquisite custom kitchen complete with gorgeous granite countertops, abundant cabinetry, and a nice eating area. And a cozy den provides additional gathering space. An impressive primary suite offers soaring ceilings, luxurious bath, and plenty of closet space. The main floor is completed with a half bath, mudroom, and access to the attached 3 car garage. Upstairs you will find 2 spacious bedrooms with a Jack and Jill bath, a comfortable sitting area, and a 3rd bedroom with ensuite bath. The finished lower level expands the living space even further, with the 5th bedroom, full bath, large family room with 2 sided fireplace, a rec room and 2nd kitchen. Throughout the home you will appreciate the abundant natural light and architectural details. Step outside to enjoy an expansive upper deck, lower patio, large back yard and heated in-ground pool. This home is made for entertaining both inside and out, don't miss the opportunity to make it yours!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

3/10
2/10
Fairview High SchoolGrades 6-120.8 mi

Construction

Condition

  • Property condition: 11 to 20 Years
  • Year built: 2012

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Microwave,Gas Range,Refrigerator,Washer

Basement

  • Area: 1765

Basement

  • Has basement: Yes
  • Basement: Full,Other,Other 2

Bathroom

  • Level: Upper,Basement,Main

Bedroom2

  • Level: Upper
  • Area: 188

Bedroom3

  • Level: Upper
  • Area: 228.125

Bedroom4

  • Level: Upper
  • Area: 171.5

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 136.9167

Family Room

  • Level: Basement
  • Area: 342.4028

Features

  • Fireplace features: Two Or More,Other
  • Fireplace: Yes
  • Finished area below ground: 1,765
  • Finished area above ground: 3,289

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Geothermal

Interior Area

  • Total structure area: 3,289
  • Total interior livable area: 5,054 sqft

Kitchen

  • Level: Main
  • Area: 443.3333

Living Room

  • Level: Main
  • Area: 330

Master Bedroom

  • Level: Main
  • Area: 303.3333

Property

Details

  • Parcel number: 022-01-02-010.01

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck,Porch
  • Fencing: Fenced

Lot

  • Lot size: 0.59 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Winter Weather
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$544$6,528
Property Taxes $427$5,124
Electricity $399$4,789
Total$4,651$55,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,462/yr
40% on housing$139,530/yr
45% on housing$124,026/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.1%
-9.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 41101$98
Boyd County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 41101$110
Boyd County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$699,000
2020-09-16Listing removed$599,900
2020-09-02Listed for sale$599,900
2020-09-02Pending sale$599,900
2020-07-13Price change$599,900
2020-04-13Price change$639,000
2019-09-20Price change$649,900
2019-09-14Listed for sale$649,000
2017-01-18Sold$589,000
2016-06-10Listed for sale$657,500

For Sale by Agent

AgentMissi Adkins
BrokerageRoss Real Estate Services

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