120 NE 14th St, Grand Rapids, MN, 55744
About This Home
Welcome to this impressive lake home offering the rare combination of space, comfort, and an in-town Crystal Lake location. This 5+ bedroom property delivers incredible value with a thoughtfully designed open layout and room for everyone. The kitchen offers a functional layout for everyday living and entertaining, flowing into both informal and formal dining spaces. Enjoy gathering in the spacious family room or stepping out onto the deck to take in the setting, surrounded by mature trees and the natural beauty of the lake. An upper and lower level fireplace adds warmth and character, creating a cozy feel throughout both levels of the home. Upstairs, you will appreciate the brand new carpet, along with the flexibility and function this home offers with 5 bathrooms, perfect for hosting family and guests. Ideally situated on Crystal Lake (Ice Lake), this home offers one of the most convenient locations in Grand Rapids, just minutes from the middle and high schools, the Reif Center, the Mesabi Trail, fairgrounds, downtown shopping, and dining. A rare opportunity to enjoy lake living with the ease of in-town amenities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Block,Walk-Out Access
Bedroom
- Level: Main
- Area: 172.788
- Dimensions: 13.2x13.09
Bedroom2
- Level: Upper
- Area: 132
- Dimensions: 11x12
Bedroom3
- Level: Upper
- Area: 251.72
- Dimensions: 12.4x20.3
Bedroom4
- Level: Lower
- Area: 400
- Dimensions: 20x20
Bedroom5
- Level: Lower
- Area: 196.08
- Dimensions: 15.2x12.9
Bedroom6
- Level: Lower
- Area: 129.72
- Dimensions: 9.4x13.8
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 2
Bonus Room
- Level: Lower
- Area: 306
- Dimensions: 22.5x13.6
Den
- Level: Main
Dining Room
- Level: Main
- Area: 244.2
- Dimensions: 18.5x13.2
Family Room
- Level: Lower
- Area: 805.56
- Dimensions: 21x38.36
Features
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 2,400
- Finished area above ground: 2,731
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 5,195
- Total interior livable area: 5,195 sqft
Kitchen
- Level: Main
- Area: 137.74
- Dimensions: 9.7x14.2
Laundry
- Level: Main
- Area: 66.6
- Dimensions: 7.4x9.0
Living Room
- Level: Main
- Area: 798
- Dimensions: 21x38
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp
Details
- Parcel number: 915854144
- Zoning description: Residential-Single Family
- Foundation area: 2464
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck
- On waterfront: Yes
- Waterfront features: Lake Front
- Frontage length: Water Frontage: 222
Lot
- Lot size: 0.60 Acres
- Lot size dimensions: 120 x 222
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Itasca County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,109 | $37,308 |
| Home Insurance * | $403 | $4,836 |
| Property Taxes | $707 | $8,484 |
| Electricity | $438 | $5,257 |
| Total | $4,657 | $55,884 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Listed for sale | $650,000 |
| 2021-02-04 | Sold | $315,000 |
| 2018-02-06 | Sold | $315,000 |
| 2017-10-23 | Price change | $329,000 |
| 2017-08-31 | Price change | $349,000 |
| 2017-07-06 | Price change | $359,000 |
| 2017-05-25 | Price change | $375,000 |
| 2017-03-31 | Price change | $390,000 |
| 2017-01-17 | Listed for sale | $415,000 |
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