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49812 Long Lake Trl, Bigfork, MN, 56628

2beds
1baths
768sqft
$165,000
$215price/sqft
$1,360/moest. monthly cost
$54,400/yrincome needed

About This Home

Escape to the lake! This charming 2 bedroom, 0.75 bath seasonal cabin offers 106 feet of shoreline on Long Lake. Nestled on a level lot with just under a half acre, there's plenty of space for a garage or future addition. Inside, enjoy an open-concept eat-in kitchen and living room with windows that embrace the lake views. Whether you're sipping your morning coffee on the deck or spending the day on the water, this property invites you to make all the memories at your own slice of Up North paradise.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Bigfork Elementary SchoolGrades PK-615.4 mi
6/10
Bigfork SecondaryGrades 7-1215.4 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main
  • Area: 108
  • Dimensions: 9 x 12

Bedroom2

  • Level: Main
  • Area: 99
  • Dimensions: 9 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 768

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 12 x 14

Living Room

  • Level: Main
  • Area: 204
  • Dimensions: 12 x 17

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 554400320
  • Zoning description: Shoreline
  • Foundation area: 768

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage length: Water Frontage: 106

Lot

  • Lot size: 0.46 Acres
  • Features: Accessible Shoreline
  • Lot size dimensions: 106 x 205 x 87 x 243

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Itasca County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$141$1,692
Property Taxes $215$2,580
Electricity $170$2,050
Total$1,360$16,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,628/yr
40% on housing$40,800/yr
45% on housing$36,266/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 56628$139
Itasca County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 56628$179
Itasca County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$199,900
2025-12-04Listing removed$199,000
2025-09-11Price change$199,000
2025-08-03Listed for sale$204,000
2024-09-12Listing removed$220,000
2024-09-11Price change$220,000
2024-09-02Listed for sale$235,000
2020-06-24Sold$50,000

For Sale by Agent

AgentBrett Beckfeld
BrokerageCOLDWELL BANKER NORTHWOODS

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