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116 Eagle Pointe Rd, Coleraine, MN, 55722

4beds
3baths
3,126sqft
$849,999
$272price/sqft
$6,226/moest. monthly cost
$249,040/yrincome needed

About This Home

This stunning home is perfect for a day of surf and turf. Start the day on the water pulling up walleye and end the day slicing shots on fairway. All right out your doorstep. The house has a long laundry list of upgrades leaving the house in immaculate condition. This 4-bedroom, 3-bath house has at least one bedroom and bathroom on each of the three floors. The deck stretches the entirety of the house and has incredible views. The garage not only holds two cars in the main level, but also has a lower garage facing the lake for additional storage! The upstairs of the garage could be finished for an extra play space. Ask your agent for the list of the upgrades and a showing of this pristine home!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
Vandyke Elementary SchoolGrades PK-40.7 mi
4/10
5/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walkout,Bath,Bedrooms,Family/Rec Room,Fireplace,Utility Room,Washer Hook-Ups,Dryer Hook-Ups

Bedroom

  • Level: Upper
  • Area: 117
  • Dimensions: 13 x 9

Bedroom

  • Level: Upper
  • Area: 165
  • Dimensions: 15 x 11

Bedroom

  • Level: Lower
  • Area: 143
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Lower
  • Area: 782
  • Dimensions: 34 x 23

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas,Basement
  • Fireplace: Yes
  • Finished area below ground: 1,050
  • Finished area above ground: 2,076

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air,In Floor Heat
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,126 sqft

Kitchen

  • Level: Main
  • Area: 260
  • Dimensions: 20 x 13

Living Room

  • Level: Main
  • Area: 399
  • Dimensions: 19 x 21

Master Bedroom

  • Level: Main
  • Area: 169
  • Dimensions: 13 x 13

Property

Details

  • Parcel number: 884430145
  • Foundation area: 1088

Features

  • Levels: Multi-Level
  • Patio & porch: Deck
  • Exterior features: Dock
  • Has view: Yes
  • View description: Inland Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Inland Lake,Waterfront Access(Private)
  • Waterbody name: Trout
  • Frontage length: 107

Lot

  • Lot size: 0.78 Acres
  • Lot size dimensions: 107 x 360 x 74 x 399

Parking

  • Total spaces: 3
  • Parking features: Detached,Attic
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Heat Wave
Winter Weather

FEMA Declared Disasters in Itasca County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$1,056$12,672
Property Taxes $609$7,308
Electricity $263$3,163
Total$6,226$74,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,462/yr
40% on housing$186,780/yr
45% on housing$166,026/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 55722$93
Itasca County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 55722$104
Itasca County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for sale$865,000
2022-11-03Sold$675,000
2022-10-15Pending sale$769,000
2022-08-22Price change$769,000
2022-08-02Price change$789,000
2022-07-24Price change$799,000
2022-06-24Listed for sale$829,000
2020-06-12Sold$550,000
2020-02-24Listed for sale$564,900
2019-11-12Listing removed$564,900
2019-09-04Listed for sale$564,900
2019-07-29Sold$690,000
2019-07-12Listed for sale$579,900

For Sale by Agent

AgentLeila D Wise
BrokerageColdwell Banker Realty - Duluth

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