10804 W Splithand Rd, Grand Rapids, MN, 55744
About This Home
Nearly 200 feet of shoreline on 1,400 acre Splithand Lake in Itasca County- one of the premier fishing lakes in both open water, and ice fishing seasons. Abundant numbers of walleye, crappie, sunfish, bass, and northern pike. This fully renovated 3,100+ sq ft, 5 BR, 2.5 Bath home features vaulted ceilings, and floor to ceiling windows with expansive lake views. The main living area is centered around the custom stone veneer fireplace with Bucks Creek and Blackhorse stone with a custom wood mantel creating a standout focal point. Extensive updates include all new flooring, paint, countertops, updated cabinetry, and 7 updated Marvin windows. Mechanical upgrades include a new gas boiler system providing in-floor heat throughout the main level, and attached garage along with a new air exchanger and heat pump. Designed for both personal use and entertaining this home includes a dedicated workout room with infrared sauna, and red light therapy. Upper level offers updated flooring, and flexible sleeping for up to 15 guests. Exterior features include a 30'x15' sand beach area, and a patio area prepped for a future concrete slab or custom outdoor space. Located just 15 miles to shopping and dining in Grand Rapids this is a rare chance to secure one of the first premier lake properties to hit the market this season- ideal for buyers seeking a high-end primary residence, second home, or investment opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Roof: Age Over 8 Years,Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Electric Water Heater,Range,Refrigerator
- Laundry features: Main Level
Basement
- Basement: None
Bedroom
- Level: Main
- Area: 324
- Dimensions: 12x27
Bedroom2
- Level: Upper
- Area: 264
- Dimensions: 12x22
Bedroom3
- Level: Upper
- Area: 264
- Dimensions: 12x22
Bedroom4
- Level: Upper
- Area: 168
- Dimensions: 12x14
Bedroom5
- Level: Upper
- Area: 280
- Dimensions: 20x14
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Level: Upper
- Area: 152
- Dimensions: 8x19
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,118
Foyer
- Level: Main
- Area: 72
- Dimensions: 8x9
Heating & Cooling
- Heating features: Fireplace(s),In-Floor Heating
- Cooling features: Central Air
Interior Area
- Total structure area: 3,118
- Total interior livable area: 3,118 sqft
Kitchen
- Level: Main
- Area: 324
- Dimensions: 12x27
Laundry
- Level: Main
- Area: 30
- Dimensions: 5x6
Living Room
- Level: Main
- Area: 441
- Dimensions: 21x21
Living Room
- Level: Main
- Area: 294
- Dimensions: 21x14
Sauna
- Level: Main
- Area: 77
- Dimensions: 11x7
Utility Room
- Level: Main
- Area: 42
- Dimensions: 6x7
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 580352209
- Zoning description: Residential-Single Family
- Foundation area: 1612
Features
- Levels: Two
- Stories: 2
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(0-4),Lake Bottom(Sand,Undeveloped)
- Frontage length: Water Frontage: 196
Lot
- Lot size: 1.28 Acres
- Lot size dimensions: IRR
Parking
- Total spaces: 2
- Parking features: Attached,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Itasca County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $442 | $5,304 |
| Property Taxes | $755 | $9,060 |
| Electricity | $262 | $3,155 |
| Total | $4,872 | $58,464 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Listed for sale | $724,900 |
| 2025-08-15 | Sold | $421,000 |
| 2025-07-18 | Pending sale | $475,000 |
| 2025-06-11 | Listed for sale | $475,000 |
| 2019-08-25 | Listing removed | $330,000 |
| 2019-05-30 | Price change | $330,000 |
| 2019-02-06 | Listed for sale | $339,900 |
| 2019-01-01 | Listing removed | $339,900 |
| 2018-09-08 | Listed for sale | $339,900 |
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