31149 County Road 40, Effie, MN, 56639
About This Home
Have you dreamed of owning a year round Log home? On Round lake in Northern Minnesota? Check out this hand-scribed Norway Log Home nestled on a nicely wooded one acre parcel with approximately 210' of lake frontage on Round Lake near Effie, MN, which is a short drive from Grand Rapids and Bemidji. Start with the covered wrap around deck then come on in and view the open floor plan dining area, kitchen and living room with vaulted ceiling, wood burning fireplace and door to lakefront deck. The Main Bedroom and bath complete this level. Take the custom log steps to the loft area with plenty of room for sleeping family or guests or take the custom log steps down to the family room, 2nd bedroom with its own free-standing fireplace, laundry/utility area and of course a door walking out to the front yard. This lower level features in-floor heat. Outside you will find steps leading to the shoreline and fire pit area plus there is a large 2 stall garage with metal roof perfect storing your summer/winter toys.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Roof: Metal,Pitched
- Construction materials: Concrete,Log
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dryer,Gas Water Heater,Microwave,Refrigerator,Washer
- Laundry features: In Basement,Lower Level
Basement
- Has basement: Yes
- Basement: Block
Bathroom
- Level: Main
- Area: 12
- Dimensions: 3x4
Bedroom
- Level: Main
- Area: 154
- Dimensions: 11x14
Bedroom2
- Level: Lower
- Area: 132
- Dimensions: 11x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Family Room
- Level: Main
- Area: 195
- Dimensions: 13x15
Features
- Number of fireplaces: 1
- Fireplace features: Family Room,Free Standing,Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 900
- Finished area above ground: 1,087
Heating & Cooling
- Heating features: Fireplace(s),In-Floor Heating
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 1,987
- Total interior livable area: 1,987 sqft
Kitchen
- Level: Main
- Area: 114
- Dimensions: 9.5x12
Living Room
- Level: Main
- Area: 228
- Dimensions: 12x19
Loft
- Level: Upper
- Area: 77
- Dimensions: 7x11
Storage
- Level: Lower
- Area: 76.5
- Dimensions: 8.5x9
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 620104106
- Zoning description: Shoreline
- Other equipment: Fuel Tank - Rented
- Foundation area: 900
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Wrap Around
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Bottom(Sand)
- Frontage length: Water Frontage: 208
Lot
- Lot size: 1.03 Acres
- Features: Irregular Lot
- Lot size dimensions: 308 x 152 x 273 x 208
Parking
- Total spaces: 2
- Parking features: Detached Garage,Driveway - Other Surface
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Itasca County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,767 | $21,204 |
| Home Insurance * | $235 | $2,820 |
| Property Taxes | $324 | $3,888 |
| Electricity | $170 | $2,050 |
| Total | $2,496 | $29,952 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $349,500 |
| 2026-03-16 | Listing removed | $339,900 |
| 2025-06-09 | Price change | $339,900 |
| 2025-03-17 | Listed for sale | $349,900 |
| 2020-10-29 | Sold | $244,000 |
| 2020-10-16 | Pending sale | $249,000 |
| 2020-05-28 | Price change | $249,000 |
| 2020-05-06 | Price change | $259,000 |
| 2020-02-14 | Listed for sale | $269,000 |
| 2007-07-05 | Sold | $235,000 |
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