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37800 Grave Lake Forest Rd, Deer River, MN, 56636

2beds
1baths
720sqft
$255,000
$354price/sqft
$1,842/moest. monthly cost
$73,680/yrincome needed

About This Home

Escape to the peace and quiet of the Northwoods. This charming Grave Lake cabin rest on just under an acre of land with 212' of excellent sand. There is an inviting atmosphere with an open-concept kitchen, dining, and living area designed for relaxing after a day on the water. The large windows bring in the natural light and showcase the surrounding trees, and the bay. This is a 2-bedroom Cabin with 3/4 Bath. This is a classic Minnesota "Up North" setting. Whether you're looking for a seasonal retreat, weekend getaway, or a place to make lasting family memories, this property offers the perfect opportunity to enjoy Minnesota Lake Life

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
King Elementary SchoolGrades PK-513.8 mi
4/10
Deer River SecondaryGrades 6-1213.6 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 126.5
  • Dimensions: 11x11.5

Bedroom2

  • Level: Main
  • Area: 115
  • Dimensions: 10x11.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Main
  • Area: 376
  • Dimensions: 16x23.5

Features

  • Finished area below ground: 0
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 664200110
  • Zoning description: Residential-Single Family
  • Foundation area: 720

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(10-15),Lake Bottom(Gravel,Hard,Excellent Sand)
  • Frontage length: Water Frontage: 212

Lot

  • Lot size: 0.91 Acres
  • Lot size dimensions: IRR

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Itasca County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$205$2,460
Property Taxes $178$2,136
Electricity $170$2,050
Total$1,842$22,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,154/yr
40% on housing$55,260/yr
45% on housing$49,120/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 56636$95
Itasca County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 56636$139
Itasca County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Listed for sale$255,000

For Sale by Agent

AgentDAVID RITTER,BROKER
BrokerageMN LAKESHORE PROPERTIES/MN UP NORTH REALTY

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