2916 Whisper Dr, Bismarck, ND, 58504
About This Home
This waterfront luxury residence in the prestigious Whispering Bay development offers an exceptional opportunity for discerning buyers. It has one of the best views to the bay and access to the Missouri River. The home features five bedrooms and an open-concept main floor, enhanced by numerous large windows that provide abundant natural light. The contemporary white kitchen is equipped with stainless steel appliances and seamlessly connects to the dining and living areas including a wet bar/game room with access to a deck. The primary suite includes a free-standing bathtub, walk-in closet, heated flooring, and private access to the deck. The lower level provides three additional bedrooms, a family room with a gas fireplace for added comfort, and a wet bar. This floor includes two large bathrooms. Outside, residents can enjoy a sandy beach, private dock, and a fire pit patio—ideal for waterfront activities year-round, including ice-skating, ice-fishing in the winter. This property presents an excellent opportunity for those seeking an idyllic setting to entertain guests and enjoy quality time by the water throughout all seasons. Bring your favorite Realtor. Buyer and Buyers Agent to verify all information.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2012
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Gas Cooktop,Humidifier,Microwave,Range Hood,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Concrete
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 3
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- High Speed Internet,Main Floor Bedroom,Pantry,Primary Bath,Soaking Tub,Vaulted Ceiling(s),Wet Bar
- Flooring: Wood,Carpet,Ceramic Tile
- Number of fireplaces: 1
- Fireplace features: Basement,Living Room
- Fireplace: Yes
- Finished area below ground: 2,477
- Finished area above ground: 2,267
Heating & Cooling
- Heating features: Radiant Floor,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 4,744
- Total interior livable area: 4,744 sqft
Property
Details
- Parcel number: 2010003215
Features
- Levels: Two
- Stories: 2
- Exterior features: Private Yard,Dock,Fire Pit
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 0.49 Acres
- Features: Sprinklers In Rear,Sprinklers In Front,Rectangular Lot
- Lot size dimensions: 100*214
Parking
- Total spaces: 3
- Parking features: Garage Door Opener,Floor Drain
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Winter Weather
- Tornado
- Lightning
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across North Dakota Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,447 | $77,364 |
| Home Insurance | $795 | $9,540 |
| Property Taxes | $903 | $10,836 |
| Electricity | $306 | $3,679 |
| Total | $8,451 | $101,412 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $1,275,000 |
| 2026-04-21 | Listing removed | $1,325,000 |
| 2025-12-30 | Price change | $1,325,000 |
| 2025-12-03 | Listed for sale | $1,350,000 |
| 2012-03-12 | Sold | -- |
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