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24785 N Shore Dr, Elkhart, IN, 46514

4beds
3baths
2,364sqft
$399,000
$169price/sqft
$2,667/moest. monthly cost
$106,680/yrincome needed

About This Home

OPEN HOUSE SUN, MAY 17TH. Discover your dream home in this stunning Craftsman home located close to Simonton Lake! With over 2,300 square feet of beautifully finished living space, this home features an inviting open floor plan that's perfect for modern living. The kitchen is fully equipped with a center island and breakfast bar. Enjoy three distinct living areas, four spacious bedrooms, and three elegant bathrooms, providing plenty of room for family and guests. Step outside to a sizable deck, ideal for entertaining, and note the convenient pet fencing and new storage shed. The large parking area, capable of accommodating up to 10 cars or a motorhome, adds to the property's appeal. This exceptional new build showcases energy-efficient appliances, windows, doors, electrical systems, roof, thermostat, and water heater, ensuring comfort and savings. This property truly has it all! Don't miss your chance to make this gorgeous home your own! Don't miss the SIMONTON LAKE GARAGE SALE MAY 1ST & 2ND. Many Halloween items for sale. Skeletons and More,

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Osolo Elementary SchoolGrades PK-62.0 mi
2/10
North Side Middle SchoolGrades 7-84.0 mi
2/10
Elkhart High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle,Dimensional Shingles
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Refrigerator,Washer,Gas Range,Electric Water Heater
  • Laundry features: Dryer Hook Up Gas/Elec

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Ceiling-9+,Tray Ceiling(s),Ceiling Fan(s),Walk-In Closet(s),Countertops-Solid Surf,Stone Counters,Crown Molding,Eat-in Kitchen,Kitchen Island,Open Floorplan,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite
  • Door features: Pocket Doors,Insulated Doors,Storm Doors
  • Window features: Double Pane Windows,Insulated Windows,Window Treatments
  • Flooring: Carpet,Laminate,Stone
  • Finished area below ground: 1,000
  • Finished area above ground: 1,364

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,464
  • Total interior livable area: 2,364 sqft

Property

Details

  • Parcel number: 200210351030.000026
  • Other equipment: Generator,Sump Pump

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch Covered
  • Fencing: Decorative,Partial,Pet Fence,Vinyl
  • Waterfront features: Walk to Lake Access

Lot

  • Lot size: 0.44 Acres
  • Features: Level,0-2.9999,Lake,Rural,Landscaped
  • Lot size dimensions: 96 x 200

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,RV Access/Parking,Concrete,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$210$2,520
Property Taxes $224$2,688
Electricity $216$2,600
Total$2,667$32,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,440/yr
40% on housing$80,010/yr
45% on housing$71,120/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 46514$142
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46514$134
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$399,000
2026-04-06Listed for sale$425,000
2023-11-17Sold$365,500
2023-11-11Pending sale$365,500
2023-11-08Listed for sale$365,500
2021-09-28Sold$36,500

For Sale by Agent

AgentRobin Sharpe
BrokerageCressy & Everett- Elkhart

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