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11 Thoreau Ct, O'Fallon, MO, 63366

2beds
2baths
1,441sqft
$339,900
$236price/sqft
$2,373/moest. monthly cost
$94,920/yrincome needed

About This Home

Fresh Paint. Fresh Look. Welcome to the lifestyle you've been waiting for! Imagine coming home to maintenance-free living, where lawn care and snow removal are taken care of, leaving you more time to travel, relax, or simply enjoy life. This beautifully maintained, one-owner villa in the desirable Walden Pond community offers the perfect blend of comfort, convenience, and peace of mind. The heart of the home is the inviting four-seasons room—a light-filled space that's perfect for morning coffee, afternoon reading, or gathering with family and friends throughout the year. The open floor plan creates an easy flow between the living, dining, and kitchen areas, making everyday living and entertaining effortless. The spacious primary suite provides a private retreat, while a second bedroom offers flexibility for guests, a home office, or hobbies. An unfinished lower level provides abundant storage today and endless possibilities for additional living space in the future. Thoughtful updates throughout the home, including major mechanical improvements, smart-home features, and an irrigation system, these allow the next owner to move in with confidence and enjoy worry-free living. Located just minutes from shopping, dining, healthcare, parks, and convenient highway access, this home offers the perfect balance of quiet neighborhood living and everyday convenience. If you've been searching for a home that offers comfort, simplicity, and the freedom to spend more time enjoying life instead of maintaining a house, this Walden Pond villa is ready to welcome you home. "THIS PROPERTY IS NOT FOR LEASE"

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2012

Materials

  • Construction materials: Blown-In Insulation,Brick,Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,441

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,441
  • Total interior livable area: 1,441 sqft

Property

Details

  • Parcel number: 20050A91500033B.0000000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 5,488 sqft
  • Features: Adjoins Open Ground,City Lot,Rectangular Lot

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$214$2,568
Property Taxes $300$3,600
Electricity $141$1,693
Total$2,373$28,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,360/yr
40% on housing$71,190/yr
45% on housing$63,280/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 63366$188
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63366$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$339,900
2026-07-07Listed for sale$344,900
2026-06-27Pending sale$344,900
2026-06-25Listed for sale$344,900
2014-06-10Sold--
2013-06-28Sold--

For Sale by Agent

AgentMichael Swaringim
BrokerageEnvision Realty

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