




609 Saw Mill River Road, Ardsley, NY, 10502
About This Home
Move-In Ready Three-Family Home in Ardsley School District!! Perfect Live-and-earn option or prime turnkey investment! Top Floor: 3 bedroom, 2 bath unit with a private patio, yard, hardwood floors, central a/c and spacious rooms. First Floor: Two side-by-side units (1 bed/1bath & 2 bed/1 bath) .Tenant-Paid Utilities: Separate meters for all units (including water). Conveniences include: Private washer/dryer hookups in each unit, 5 private parking spaces, .Location: Commuter-friendly near major highways; walking distance to shops and restaurants!
Getting Around
Schools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Other
- Construction materials: Block,Brick,Other,Stucco
Type & Style
- Home type: MultiFamily
- Architectural style: Other
- Property subType: Triplex,Multi Family
Interior
Appliances
- Laundry features: Washer/Dryer Hookup,In Unit
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Features
- Eat-in Kitchen,Recessed Lighting
- Attic: Pull Stairs
Heating & Cooling
- Heating features: Forced Air,See Remarks
- Cooling features: Ductless
Interior Area
- Total structure area: 4,818
- Total interior livable area: 4,818 sqft
Property
Details
- Parcel number: 2601006070000440000009
- Special condition: In Foreclosure
Lot
- Lot size: 6,355 sqft
Parking
- Total spaces: 5
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,074 | $84,888 |
| Home Insurance * | $377 | $4,524 |
| Property Taxes | $2,145 | $25,740 |
| Electricity | $796 | $9,554 |
| Total | $10,392 | $124,704 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2022-03-07 | Sold | $995,000 |
| 2022-01-21 | Pending sale | $975,000 |
| 2022-01-06 | Listed for sale | $975,000 |
| 2020-10-28 | Sold | $890,000 |
| 2020-09-29 | Pending sale | $899,999 |
| 2020-08-12 | Price change | $899,999 |
| 2020-03-10 | Listed for sale | $999,999 |
| 2020-02-20 | Pending sale | $999,999 |
| 2020-02-06 | Listed for sale | $999,999 |
| 2019-10-31 | Listing removed | $1,800 |
| 2019-10-25 | Price change | $1,800 |
| 2019-10-21 | Listed for rent | $2,000 |
| 2019-07-15 | Listing removed | $749,999 |
| 2019-03-06 | Listed for sale | $749,999 |
| 2018-09-10 | Sold | $401,600 |
| 2008-01-14 | Sold | $700,000 |
