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860 Wade St, Clute, TX, 77531

0beds
0baths
1,600sqft
$155,000
$97price/sqft
$1,235/moest. monthly cost
$49,400/yrincome needed

About This Home

Unique custom elevated home under construction situated on two lots at the end of a quiet cul-de-sac. The spacious floor plan offers abundant potential for customization and completion. Surrounded by a mix of established homes and newer construction, this property presents an opportunity for investors, builders, or buyers seeking a distinctive project with room to create their vision.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
T W Ogg Elementary SchoolGrades PK-40.8 mi
4/10
4/10
Brazoswood High SchoolGrades 9-121.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2023

Materials

  • Foundation: Block & Beam
  • Roof: Metal
  • Construction materials: Other

Other

  • Builder name: Kenneth Boniaby

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 27700038000

Features

  • Stories: 2

Lot

  • Lot size: 0.37 Acres
  • Features: Subdivided,1/4 Up to 1/2 Acre

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$133$1,596
Property Taxes $81$972
Electricity $238$2,859
Total$1,235$14,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,342/yr
40% on housing$37,050/yr
45% on housing$32,933/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 77531$106
Brazoria County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 77531$145
Brazoria County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$155,000

New Construction

AgentSandy Brooks
BrokerageSanDoray Real Estate, LLC

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