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365 W Wrentham Rd, Cumberland, RI, 02864

4beds
5baths
4,226sqft
$1,599,000
$378price/sqft
$11,170/moest. monthly cost
$446,800/yrincome needed

About This Home

Welcome to 365 W Wrentham Road — a beautifully updated 7.84-acre estate comprising three separate parcels, offering privacy, versatility, and classic New England charm. Set behind an iron gate and stone wall, this 4-bedroom, 3 full and 2 half-bath Colonial features over 2,900 SF of sun-filled living space plus a finished 1,300 SF walkout lower level with kitchenette and fireplace. Thoughtful updates include Harvey Elite triple-pane windows, new architectural roofs, new flooring, updated baths, and fresh paint (2025). The renovated kitchen offers modern cabinetry, granite counters, and new fixtures, opening to dining and living spaces ideal for today’s lifestyle. A bright family room with walls of windows overlooks the expansive grounds. The primary suite includes custom built-ins, walk-in closet, and full bath. Three additional bedrooms, an oversized full bath, and office complete the second level. Three fireplaces, seven heating zones, and commercial-grade central air provide year-round comfort. The landscaped grounds feature a patio, fire pit, irrigation system, invisible fencing, open pasture, and freshwater pond. A permitted barn includes a 1,260 SF in-law apartment, workshop, storage, and baths. A separate heated 4-car garage, shed, and chicken coop complete this rare, turnkey offering. Click on video to see video footage. A rare opportunity to own a turnkey estate offering privacy, versatility, and timeless appeal.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Community SchoolGrades K-53.3 mi
8/10
9/10
Cumberland High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished,Bath/Stubbed,Family Room,Kitchen,Storage Space,Utility

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Stairs,Plumbing (Mixed),Insulation (Ceiling),Insulation (Floors),Insulation (Walls),Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Hardwood,Laminate,Carpet
  • Number of fireplaces: 3
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 1,307
  • Finished area above ground: 2,919

Heating & Cooling

  • Heating features: Oil,Baseboard,Central Air,Forced Water,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,919
  • Total interior livable area: 4,226 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Mud Room

  • Level: First

Office

  • Level: Second

Other

  • Level: Second

Other

  • Level: Second

Other

  • Level: Second

Property

Details

  • Parcel number: CUMBM049B0101L000
  • Zoning: 101/OSMD

Features

  • Patio & porch: Patio
  • Exterior features: Balcony

Lot

  • Lot size: 7.84 Acres
  • Features: Extra Lot,Secluded,Sprinklers

Parking

  • Total spaces: 18
  • Parking features: Attached,Carport,Detached,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 8
  • Covered spaces: 8
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,085$97,020
Home Insurance *$613$7,356
Property Taxes $1,612$19,344
Electricity $860$10,327
Total$11,170$134,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$382,971/yr
40% on housing$335,100/yr
45% on housing$297,866/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 02864$255
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02864$269
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$1,749,000
2026-03-27Price change$1,799,000
2026-03-05Price change$1,999,999
2026-01-02Listed for sale$2,149,000
2015-01-15Sold$625,000
2014-12-02Pending sale$649,900
2014-10-28Price change$649,900
2014-06-03Listed for sale$699,900

For Sale by Agent

AgentMichele Doherty
BrokerageLila Delman Compass

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