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6604 Merlot Cir, Rowlett, TX, 75088

4beds
4baths
3,002sqft
$524,999
$175price/sqft
$3,930/moest. monthly cost
$157,200/yrincome needed

About This Home

NEW PRICE! 6604 Merlot in The Vineyards, a beautifully designed PRE-INSPECTED modern home in one of Rowlett’s premier lake-adjacent communities just steps to Lake Ray Hubbard. This elegant 1.5-story home with just over 3,000 square feet offers a spacious, versatile layout with soaring ceilings, rich flooring, abundant natural light, & a clean contemporary feel throughout. The open-concept living area features dramatic vaulted ceilings, oversized windows, a cozy fireplace, & seamless flow into the gourmet kitchen complete with granite countertops, a large island with seating, stainless steel appliances, & ample cabinetry perfect for entertaining and everyday living alike. The flexible floorplan includes 4 bedrooms, with the 4th bedroom ideal as a private office, nursery, workout room, or flex space depending on your needs. Upstairs offers an incredible entertainment setup with both a large game room & dedicated media room. The spacious primary suite features a spa-inspired bath with dual vanities, oversized shower, and modern finishes. Enjoy outdoor living under the covered patio overlooking a generous backyard, ideal for relaxing or entertaining guests and offering plenty of room for a future pool, outdoor kitchen, or additional outdoor living space. Additional highlights include a 3-car garage, elegant architectural details, modern color palette, & a pre-inspection already completed for added buyer confidence. Residents enjoy close proximity to Lake Ray Hubbard for nearby kayaking, paddle boating, fishing, swimming, scenic lakeside walking trails, parks, and beautiful sunset views. Conveniently located near shopping, dining, and everyday conveniences including Super Target, Tom Thumb, Walmart, and Sprouts, with easy access to I-30 and the George Bush Turnpike for an easy commute to Dallas and surrounding areas. Zoned to Garland ISD’s open-choice school system, offering flexibility and options, and located just minutes from a National Blue Ribbon elementary school.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

8/10
--
Coyle Middle SchoolGrades 7-81.6 mi
4/10
Rowlett High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Gas Range,Gas Water Heater,Microwave,Tankless Water Heater

Bedroom

  • Level: First
  • Dimensions: 1 x 1

Bedroom

  • Level: First
  • Dimensions: 1 x 1

Bedroom

  • Level: First
  • Dimensions: 1 x 1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Eat-in Kitchen,Granite Counters,High Speed Internet,In-Law Floorplan,Kitchen Island,Open Floorplan,Pantry,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Game Room

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 1 x 1

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 3,002 sqft

Kitchen

  • Features: Built-in Features,Eat-in Kitchen,Kitchen Island,Pantry,Walk-In Pantry
  • Level: First
  • Dimensions: 1 x 1

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Sitting Area in Primary,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 1 x 1

Media Room

  • Level: Second
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 440235100D0230000

Features

  • Levels: One and One Half
  • Pool features: None,Community
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 8,319 sqft
  • Features: Back Yard,Interior Lot,Lawn,Landscaped,Subdivision,Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Faces Front,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Tornado

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$448$5,376
Property Taxes $499$5,988
Electricity $329$3,955
Total$3,930$47,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,742/yr
40% on housing$117,900/yr
45% on housing$104,800/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 75088$170
Dallas County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 75088$170
Dallas County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$524,999
2026-07-13Price change$524,999
2026-06-19Price change$544,999
2026-05-20Listed for sale$564,999
2026-05-05Listing removed$595,000
2026-04-02Price change$595,000
2026-03-18Price change$612,500
2026-03-10Price change$618,000
2026-02-03Listed for sale$625,000

For Sale by Agent

AgentGregory Ivey
BrokerageThe Ivey Agency LLC

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