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7026 Starkey Ridge Ln, Indianapolis, IN, 46268

4beds
3baths
3,751sqft
$430,000
$115price/sqft
$3,138/moest. monthly cost
$125,520/yrincome needed

About This Home

Beautifully Renovated Home with Exceptional Modern Upgrades! This stunning home has been extensively remodeled and thoughtfully updated, offering modern style and quality craftsmanship throughout. Nearly every room has been renovated, with updates spanning the entire home. Inside, you'll find new flooring, fresh paint, repaired and refinished drywall, updated lighting with recessed can lights and dimmer switches, new electrical outlets, modern fans and fixtures, and updated door hardware throughout. Major mechanical updates include a new HVAC, furnace, and A/C (2021) for added peace of mind. The beautifully remodeled kitchen features quartz countertops, quality plywood cabinetry with custom organizational features, and a new refrigerator (2026). Both bathrooms have been completely renovated with upscale finishes, including custom tile showers, quartz countertops, LED mirrors, updated vanities, and designer fixtures. The luxurious primary bath also includes a makeup vanity, Bluetooth exhaust fan with speaker, and a custom closet shelving system. Additional highlights include new upstairs carpet (2022), an updated main-level half bath, laundry room cabinetry and storage, repaired garage, refreshed basement lighting and insulation, new landscaping, and freshly painted exterior trim with repaired wood. This move-in-ready home combines timeless design with today's most desirable updates-offering comfort, style, and exceptional value. Schedule your private showing today!

Getting Around

31
WalkingCar-Dependent
21
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

3/10
2/10
Lincoln Middle SchoolGrades 6-81.6 mi
4/10
Pike High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Microwave,Electric Oven,Refrigerator,Washer

Basement

  • Has basement: Yes

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom4

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 441
  • Dimensions: 21x21

Breakfast Room

  • Level: Main
  • Area: 96
  • Dimensions: 12x08

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Family Room

  • Level: Main
  • Area: 315
  • Dimensions: 15x21

Features

  • Double Vanity,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 143

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,751
  • Total interior livable area: 3,751 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Master Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 15x14

Property

Details

  • Parcel number: 490332120049000600
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$263$3,156
Property Taxes $358$4,296
Electricity $343$4,126
Total$3,138$37,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,588/yr
40% on housing$94,140/yr
45% on housing$83,680/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 46268$114
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46268$150
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$430,000
2020-12-10Sold$200,000
2020-11-10Pending sale$189,900
2020-11-05Listed for sale$189,900
2019-12-08Sold$200,000
2015-09-21Sold$170,000
2015-07-21Pending sale$174,900
2015-07-03Listed for sale$174,900
2015-03-03Sold$171,880
2015-01-31Listed for sale$159,900

For Sale by Agent

AgentMelanie Roberts
BrokerageKeller Williams Indy Metro Partners

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