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3 Holly Ln, Garfield, NJ, 07026

2beds
3baths
--sqft
$569,000
--price/sqft
$4,128/moest. monthly cost
$165,120/yrincome needed

About This Home

LIVE IN STYLE IN THIS BEAUTIFULLY-MAINTAINED TOWNHOUSE. PARK COMFORTABLY IN THE AMPLE ONE CAR-GARAGE THEN WALK UP TO THE SECOND FLOOR WHERE YOU'LL FIND A POWDER ROOM, OPEN CONCEPT KITCHEN, DINING ROOM/LIVING ROOM, WITH LOTS OF NATURAL LIGHTS THROUGHOUT THE LARGE WINDOWS FACING WEST AND SOUTH, LAUNDRY ROOM, AND UTILITY ROOM. GO UPSTAIRS TO THE THIRD FLOOR WHERE YOU'LL BE GREETED BY A HALLWAY THAT LEADS TO LARGE MASTER BEDROOM WITH JACUZZI, STANDUP SHOWER, CLOSET AND LARGE VANITY AND MIRROR, 2 WALK IN CLOSETS, SECOND BEDROOM WITH WALK-IN CLOSET, FULL BATHROOM, DEN THAT CAN BE USED AS TV ROOM OR EVEN A 3RD BEDROOM. ENJOY LIVING THE COMFORTABLE AND DESIRABLE AMENITIES SUCH AS CLUB HOUSE, POOL, AND COURTYARD. THIS COMMUNITY IS TUCKED AWAY IN QUIET PART OF GARFIELD BORDERING ELMWOOD PARK, LODI, AND CLIFTON NEAR MAJOR TRANSPORTATION ARTERIES SUCH AS ROUTES 46, 4, 17, 80, NEAR HOUSES OF WORSHIP, SCHOOLS, RESTAURANTS, A SHORT DRIVE TO WESTFIELD GARDEN STATE PLAZA IN PARAMUS.

Getting Around

52
WalkingSomewhat Walkable
39
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

6/10
4/10
Garfield Middle SchoolGrades 6-80.4 mi
3/10
Garfield High SchoolGrades 9-120.8 mi

Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Property

Details

  • Parcel number: 21002030000010005002C0902

Features

  • Patio & porch: Terrace
  • Waterfront features: None

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,877$34,524
Home Insurance *$162$1,944
Property Taxes $896$10,752
Electricity $193$2,318
Total$4,128$49,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,531/yr
40% on housing$123,840/yr
45% on housing$110,080/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07026$367
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07026$417
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$569,000
2026-03-18Listed for sale$589,000
2026-03-11Listing removed$589,000
2026-01-13Price change$589,000
2025-09-26Listed for sale$619,000
2023-03-03Sold$480,000
2023-02-08Pending sale$485,000
2023-01-06Listed for sale$485,000
2017-06-12Sold$375,000
2017-06-12Pending sale$382,900
2017-06-07Listed for sale$382,900
2017-04-05Pending sale$382,900
2017-03-03Price change$382,900
2017-01-04Price change$388,000
2016-09-21Listed for sale$398,000
2013-01-23Sold$393,950

For Sale by Agent

AgentIskender Yesilyurt
BrokerageColdwell Banker, Fort Lee

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