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324 E Headwaters Ranch Rd, Kendalia, TX, 78027

1beds
1baths
726sqft
$824,950
$1,136price/sqft
$5,661/moest. monthly cost
$226,440/yrincome needed

About This Home

Amazing Unicorn Property!!! 18 +/- Unrestricted acres with huge views and wet weather creek. Massive Sycamore Trees and Large Oaks abound on this hidden gem of a property. Owners are stone masons and lots of amazing stonework has been done on the property. Everything is extremely well built. There is a cozy cabin to stay in while you build your forever home. Two car detached garage with lift rack. There is a chapel built from solid 2'x4' limestone blocks that is just amazing. Several outdoor kitchens on property. Wood fired Pizza Oven, numerous fountains and patio areas to enjoy the views and Hill Country. Two Ponds with Coy fish. Electrical and water lines have been installed all across the property. There is also a foundation for a forever home that was started. Part of the creek has had the walls rocked in to create a natural swimming hole. Dog lovers take note the owner has built a large dog run with a dog palace. It's heated and air conditioned. There is a pool for his dogs to cool off in under a shaded porch. He keeps the Saint Augustine grass watered and lush for his furry friends.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Blanco Elementary SchoolGrades PK-56.8 mi
5/10
Blanco Middle SchoolGrades 6-86.5 mi
8/10
Blanco High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Metal
  • Construction materials: Stone,See Remarks,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • See Remarks
  • Fireplace features: Masonry
  • Fireplace: Yes

Heating

  • Heating features: Other

Interior Area

  • Total structure area: 726
  • Total interior livable area: 726 sqft

Property

Details

  • Parcel number: 1530000020710
  • Zoning: None

Features

  • Levels: One
  • Patio & porch: Deck/Patio
  • Waterfront features: Seasonal Creek,Springs
  • Residential vegetation: Wooded
  • Living area range: <=1000

Lot

  • Lot size: 18.02 Acres
  • Features: Outside City(w/Acrg)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$990$11,880
Property Taxes $262$3,144
Electricity $238$2,859
Total$5,661$67,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,091/yr
40% on housing$169,830/yr
45% on housing$150,960/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.4%
5.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -6.8%
-6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,136This listing

vs Other Active Listings

Avg $/sqft

ZIP 78027$272
Kendall County$457

vs Homes Sold Last Month

Median $/sqft

ZIP 78027$287
Kendall County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$824,950
2025-04-24Listed for sale$849,950
2024-05-25Listing removed--
2023-09-26Price change$932,888
2023-03-27Price change$949,888
2021-11-08Listed for sale$849,888
2021-11-06Listing removed--
2021-10-31Listed for sale$849,888

For Sale by Agent

AgentMatthew Lewis
BrokerageMadrone Realty

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