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35 Vista Del Oro, Cerrillos, NM, 87010

7beds
5baths
4,604sqft
$1,295,000
$281price/sqft
$8,705/moest. monthly cost
$348,200/yrincome needed

About This Home

Welcome to this magnificent 40-acre estate nestled in the gorgeous Ortiz Mountains, featuring the most inspiring and expansive panoramic mountain and city light views around. This extraordinary mountain estate offers expansive views in every direction and the serenity of true country living. The property features 7 bedrooms, 4.5 baths, a spacious 4,190-square-foot main residence plus a charming 414-square-foot guest house, providing flexibility for guests, multi-generational living, or a private studio retreat. Inside the main home, soaring 11-foot ceilings create an open, airy atmosphere, while the pitched metal roof and wraparound porch evoke the timeless charm of mountain architecture. Step outside to enjoy mature fruit trees, stunning sunsets, and endless opportunities to explore your own private sanctuary. Additional features include a spacious 3-car garage, private well, and private septic system, offering both comfort and self-sufficiency. Rarely does a property combine such privacy, natural beauty, and versatility in one exceptional offering. Experience mountain living at its finest in the heart of the Ortiz Mountains—where expansive vistas, peaceful surroundings, and exceptional craftsmanship come together to create a truly remarkable property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
Milagro Middle SchoolGrades 7-822.1 mi
--
Santa Fe EngageGrades 9-1220.0 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Metal,Pitched
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level,Northern New Mexico
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Oven,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Interior Steps
  • Window features: Insulated Windows
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Fireplace(s),Hot Water,Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 4,604
  • Total interior livable area: 4,604 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 078901278
  • Special condition: Standard

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Pool features: None
  • Horses can be raised: Yes
  • Living area range: 4,001-5,000

Lot

  • Lot size: 40.43 Acres

Parking

  • Total spaces: 10
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$867$10,404
Property Taxes $963$11,556
Electricity $327$3,928
Total$8,705$104,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$298,457/yr
40% on housing$261,150/yr
45% on housing$232,133/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 87010$224
Santa Fe County$366

vs Homes Sold Last Month

Median $/sqft

ZIP 87010$303
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$1,295,000
2015-08-23Listing removed$695,000
2015-07-09Listed for sale$695,000

For Sale by Agent

AgentJames Delgado
BrokerageBarker Realty, LLC

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