See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

190 N Crest Rd APT 10, Chattanooga, TN, 37404

1beds
1baths
827sqft
$239,900
$290price/sqft
$1,855/moest. monthly cost
$74,200/yrincome needed

About This Home

Step back in time through the iconic stone tunnel entrance of The Elizabeth, a 1927 landmark on the Historic Registry. Perched atop Missionary Ridge, this rare 3rd-floor ''Penthouse'' unit offers the perfect blend of historic character and sophisticated modern updates. Inside, you'll find a masterfully preserved space featuring tall ceilings that enhance the light and airy feel of the condo. This unit boasts a formal dining room and a private balcony with breathtaking mountain views. The efficient galley-style kitchen has been thoughtfully updated with a high-end Ferguson refrigerator, a new kitchen sink, and a modern faucet, all while maintaining its classic charm. The spacious bedroom is perfectly situated to maximize the scenery- wake up every morning to an incredible mountain view right from your window. The owners have spared no expense in recent upgrades, including stunning new hardwood floors and fresh paint. For those seeking a truly turn-key experience, the expertly curated Mid-Century Modern furnishings are available for purchase (subject to separate negotiation). The building itself is a testament to pride of ownership, offering an elevator, a common area patio with a gas grill, and lush, mature landscaping. Residents enjoy the convenience of on-site laundry facilities and a private, dedicated 6x12 storage unit located on the bottom floor- perfect for bikes, seasonal decor, or outdoor gear. Recent infrastructure peace-of-mind includes new pipes (2023) and new common area carpet (2025). Location is everything: You are just minutes from Downtown Chattanooga, the Southside, Hamilton Place, and the airport. For medical professionals, the proximity to all major hospitals makes this an ideal urban sanctuary. With only 12 units in the entire building, this is a rare chance to own a piece of Chattanooga history.

Getting Around

2
WalkingCar-Dependent
23
TransitMinimal Transit
1
BikeSomewhat Bikeable

Schools

5/10
Hardy Elementary SchoolGrades PK-51.4 mi
4/10
Dalewood Middle SchoolGrades 6-81.8 mi
3/10
Brainerd High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Brick/Mortar,Stone
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Oven,Refrigerator
  • Laundry features: In Basement,Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air,Electric

Features

  • Ceiling Fan(s),Crown Molding,High Ceilings,Separate Dining Room
  • Flooring: Hardwood
  • Finished area above ground: 827

Interior Area

  • Total structure area: 827
  • Total interior livable area: 827 sqft

Property

Details

  • Parcel number: 146e L 011 C010

Features

  • Stories: 1
  • Patio & porch: Rear Porch
  • Exterior features: Outdoor Grill,Uncovered Courtyard
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size dimensions: 0

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance $209$2,508
Property Taxes $258$3,096
Electricity $175$2,103
Total$1,855$22,260

Income You'd Need if You Spent...

35% on housing$63,600/yr
40% on housing$55,650/yr
45% on housing$49,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 37404$157
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37404
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$255,000
2024-02-16Listing removed--
2023-12-29Price change$1,750
2023-12-13Listed for rent$1,950
2023-11-14Listing removed--
2023-11-03Price change$2,000
2023-10-08Listed for rent$2,100
2023-05-20Listing removed--
2023-04-22Listed for rent$2,100
2023-03-29Listing removed--
2023-02-21Listed for rent$2,100
2022-05-11Sold$203,783
2021-04-18Listing removed--
2021-04-07Listed for rent$1,800
2021-01-16Listing removed--
2020-12-29Listed for rent$1,800
2015-02-02Sold$116,000

For Sale by Agent

AgentAriana Hibbs
BrokerageKeller Williams Realty

Similar Homes