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3700 Joyce Ln, Killeen, TX, 76549

5beds
3baths
3,041sqft
$359,900
$118price/sqft
$2,598/moest. monthly cost
$103,920/yrincome needed

About This Home

PRICE REDUCTION! AND the opportunity to take advantage of a 1% lender credit, towards Closing costs or rate buy-down, once approved by preferred lender. Welcome to this inviting two story home offering over 3,000 square feet of living space, perfect for growing families or anyone looking for extra room. This home provides everyday comfort and functionality, open floor plan with 4 bedrooms, 3 bathrooms. The primary suite and guest room are on the main floor. You'll love the open layout, high ceilings, and plenty of natural light. The kitchen is open to the family room with granite countertops, plenty of cabinet space, a sunny breakfast area, a perfect setup for busy mornings or weekend brunches. Tile, wood and carpet flooring throughout the home add both style and comfort. Upstairs, you'll find an open space, spacious secondary bedrooms and a full bath. The covered back porch and wood fenced yard provide a safe and private outdoor space for play, pets, or relaxing evenings. Additional highlights include a 3 car garage and a separate laundry area. BONUSES: Water softener system and some TV's around the house will convey! Seller is willing to entertain a paint allowance, include refrigerator, washer and dryer with the right offer. Don't miss your chance — schedule a tour today! Buyer and buyer's agent to verify all listing information.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Haynes Elementary SchoolGrades PK-50.3 mi
4/10
5/10
Chaparral High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type,Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater,Multiple Water Heaters,Microwave,Water Softener Owned
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Crown Molding,Garden Tub/Roman Tub,Kitchen/Dining Combo,Primary Downstairs,Multiple Living Areas,Main Level Primary,Split Bedrooms,Separate Shower,Walk-In Closet(s),Granite Counters,Kitchen/Family Room Combo,Pantry
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric,1 Unit

Interior Area

  • Total interior livable area: 3,041 sqft

Property

Details

  • Parcel number: 443781

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Porch,Rain Gutters
  • Fencing: Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 8,624 sqft

Parking

  • Total spaces: 3
  • Parking features: No Garage
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$298$3,576
Property Taxes $148$1,776
Electricity $333$4,007
Total$2,598$31,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,074/yr
40% on housing$77,940/yr
45% on housing$69,280/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 76549$137
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76549$137
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Price change$359,900
2025-12-31Price change$368,400
2025-07-30Price change$369,900
2025-06-26Listed for sale$374,900
2020-06-25Sold--
2020-05-14Pending sale$250,000
2020-05-07Listed for sale$250,000
2020-04-30Pending sale$250,000
2020-03-23Price change$250,000
2020-01-31Price change$265,000
2019-12-23Listed for sale--

For Sale by Agent

AgentCatherine Herrera
BrokerageJC Realty Group, LLC

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