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27202 Stone Harbour Ln, Katy, TX, 77494

5beds
5baths
3,984sqft
$670,000
$168price/sqft
$5,159/moest. monthly cost
$206,360/yrincome needed

About This Home

Stunning 5-bedroom home with 4.1 baths and a 3-car garage on a premium corner cul-de-sac lot with partial lake views. This thoughtfully designed floor plan features soaring ceilings and an expansive living area, delivering an impressive sense of space and sophistication, with an open-concept design filled with natural light. The formal dining room flows into the gourmet chef’s kitchen, offering an oversized island, abundant cabinetry, and a butler’s pantry, ideal for entertaining. The spacious primary suite features a generous walk-in closet, a separate shower, and a jacuzzi tub. A second bedroom with a full bath downstairs is ideal for guests. Additional highlights include a reverse osmosis water system, plantation shutters, gas connections for a future outdoor kitchen, and a 2-year-old roof. Enjoy outdoor living with a large lot ready for a future pool. Located in Katy ISD with access to top-rated schools. A must-see home offering space, luxury, and an exceptional layout.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

10/10
Tays Junior High SchoolGrades 6-81.1 mi
9/10

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Refrigerator,Washer,Water Softener,Gas Oven,Microwave,Gas Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Crown Molding,High Ceilings,Wired for Sound,1 Bedroom Down - Not Primary BR,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Flooring: Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,984
  • Total interior livable area: 3,984 sqft

Kitchen

  • Features: Kitchen open to Family Room,Pantry,Under Cabinet Lighting,Walk-in Pantry

Master Bathroom

  • Features: Full Secondary Bathroom Down,Half Bath,Hollywood Bath,Primary Bath: Double Sinks,Primary Bath: Jetted Tub,Primary Bath: Separate Shower,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 2254020040190914

Features

  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Sprinkler System
  • Has spa: Yes
  • Fencing: Back Yard

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot,Cul-De-Sac,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Extra Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hurricane
Heat Wave
Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$471$5,652
Property Taxes $864$10,368
Electricity $437$5,249
Total$5,159$61,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,880/yr
40% on housing$154,770/yr
45% on housing$137,573/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 77494$182
Fort Bend County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 77494$169
Fort Bend County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$695,000
2018-12-18Listing removed$2,900
2018-12-10Listed for rent$2,900

For Sale by Agent

AgentNelly Schmidt
BrokerageHomeSmart

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