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39 Joanna Ct, Morganton, GA, 30560

3beds
3baths
1,274sqft
$655,000
$514price/sqft
$4,194/moest. monthly cost
$167,760/yrincome needed

About This Home

Experience breathtaking, long-range mountain views from this stunning and recently renovated North Georgia cabin—where sunsets rival the beauty of the coast. The views truly speak for themselves, visible from every window and wrapping around the entire home. Perfectly positioned, the property overlooks Blue Ridge and offers seasonal views of fireworks from the porches. It also features a direct view of Kerith House Winery, located just 1.2 miles away. Lake Blue Ridge can be seen in the distance, adding to the serene mountain backdrop. This fully furnished 3-bedroom, 3-bathroom cabin is thoughtfully designed for comfort and relaxation. Two bedrooms feature king-sized Sleep Number beds, while the third includes double bunk beds and a cozy sitting area—ideal for guests or family gatherings. Outdoor living is just as impressive, with a firepit area that captures the same sweeping mountain views—perfect for evenings under the stars. Conveniently located:10 miles to Downtown Blue Ridge - 7 miles to Downtown Morganton - 15 miles to Downtown Blairsville - 25 miles to Harrah’s Cherokee Valley River Casino Enjoy easy access to outdoor recreation, including: 11 miles to Lake Blue Ridge Marina - 18 miles to Lake Nottely Marina - Nearby hiking trail with long-range views extending toward the Boy Scout Camp The property is easily accessible via paved roads with a gentle slope and offers ample parking, including space for a boat or larger vehicles. Peaceful, private, and move-in ready—this mountain retreat is an exceptional opportunity to own a slice of North Georgia’s finest scenery.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10
5/10
Fannin County High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2000

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Rustic
  • Property subType: Single Family Residence,Residential,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Finished Bath,Full,Interior Entry

Bedroom

  • Features: Master on Main, Sitting Room, Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Dining L, Great Room

Features

  • Cathedral Ceiling(s),Double Vanity
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,274
  • Total interior livable area: 1,274 sqft

Kitchen

  • Features: Cabinets Other, Eat-in Kitchen, Kitchen Island, View to Family Room

Master Bathroom

  • Features: Double Vanity, Shower Only

Master Bedroom

  • Features: Master on Main, Sitting Room, Other
  • Level: Master on Main, Sitting Room, Other

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0011 0338F
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Rear Porch
  • Exterior features: Private Yard
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Lake,Mountain(s)
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 1.15 Acres
  • Features: Corner Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Landslide
Strong Wind
Hail
Ice Storm
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,312$39,744
Home Insurance *$233$2,796
Property Taxes $430$5,160
Electricity $219$2,637
Total$4,194$50,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,794/yr
40% on housing$125,820/yr
45% on housing$111,840/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$514This listing

vs Other Active Listings

Avg $/sqft

ZIP 30560$273
Fannin County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 30560
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$655,000
2026-03-13Listing removed$750,000
2026-01-03Price change$750,000
2025-12-16Listed for sale$825,000
2025-06-12Sold$319,000
2025-05-16Pending sale$350,000
2025-05-06Listed for sale$350,000
2025-04-21Listing removed$379,900
2025-04-18Listed for sale$379,900
2025-04-17Pending sale$379,900
2025-02-28Listed for sale$379,900
2018-10-20Listing removed$223,417
2018-10-15Listed for sale--
2010-06-10Sold$225,000

For Sale by Agent

AgentShelbie Lorkowski
BrokerageSouthern Classic Realtors

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