195 Angel Creek Holw, Mineral Bluff, GA, 30559
About This Home
Unique property in Fannin County with 59+ unrestricted acres of land. Like "OFF THE GRID, BUT NOT".Joins Stuart Highlands Subdivision just off Wolf Creek Rd. Beautiful 3978 sq. ft. home and nice 2/1 cabin. All gorgeous usable land with several creeks & springs, 2 working wells, available county water, several outbuildings, green house, pole barn, very very private. Large home is 4 bdrm, 3.5 baths, gourmet kitchen with custom alderwood soft close cabinetry, huge loft room currently used as office, endless huge closets, pantry, big laundry room, full basement with great room, bdrm, full bath, workshop and much more. Many covered porches, one large screened porch off living room. Roomy 2 car garage with EV hook-up, poured bsmt. walls, foam insulation thru out house, bamboo floors, 2 wood burning fireplaces, one on main and one in bsmt, also has exterior wood burning furnace, very efficient heating source, 2 heat pumps, RV pad set up with water/power, blueberry orchard. Cabin is 500 sq. ft., gas wall heat, wood burning stove, storage shed and much more. Perfect for private retreat but is unrestricted so the sky is the limit! This property can also be purchased without the cabin and 13 acres for $1,500,000.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 2012
Materials
- Roof: Metal
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Cooktop,Microwave,Dishwasher,Washer,Dryer,Electric Water Heater
- Laundry features: Main Level,Mud Room,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished,Full,See Remarks
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
Features
- Pantry,Cathedral Ceiling(s),Sheetrock,Loft,Additional Dwelling Unit,Entrance Foyer,Eat-in Kitchen,High Speed Internet
- Flooring: Wood,Tile
- Number of fireplaces: 2
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Heat Pump,Electric,Wood,Propane
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total structure area: 3,978
- Total interior livable area: 3,978 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 00428
Features
- Levels: Two
- Stories: 2
- Patio & porch: Screened,Front Porch,Covered
- Exterior features: Private Yard,RV Hookup
- Frontage type: Road
- Topography of land: Level,Sloping,Wooded
Lot
- Lot size: 59 Acres
Parking
- Total spaces: 2
- Parking features: Garage,Driveway,Gravel,Electric Vehicle Charging Station(s)
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Earthquake
- Hail
- Ice Storm
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,101 | $109,212 |
| Home Insurance * | $649 | $7,788 |
| Property Taxes | $857 | $10,284 |
| Electricity | $386 | $4,637 |
| Total | $10,993 | $131,916 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-29 | Price change | $1,800,000 |
| 2025-09-23 | Price change | $345,000 |
| 2025-06-12 | Listed for sale | $1,800,000 |
| 2000-01-05 | Sold | $118,830 |
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