301 Railroad Ave, Mount Sterling, IL, 62353
About This Home
Step inside this inviting 2-bedroom, 2-bath home that combines comfort and character. The spacious primary bedroom serves as a private retreat, highlighted by a beautiful cathedral ceiling that enhances the room with natural light and an open, expansive feel. The functional layout offers well-sized living spaces, a second bedroom perfect for guests or a home office, and two full bathrooms for added convenience. Whether you're relaxing at home or entertaining, this property provides the perfect setting to enjoy everyday living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence,Residential
Interior
Basement
- Basement: Crawl Space
Bedroom1
- Level: Main
- Dimensions: 16ft 0in x 16ft 0in
Bedroom2
- Level: Main
- Dimensions: 16ft 0in x 10ft 0in
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,260
- Total interior livable area: 1,260 sqft
Kitchen
- Level: Main
- Dimensions: 12ft 0in x 16ft 0in
Main Level
- Area: 1260
Property
Details
- Parcel number: 0517129028
Lot
- Lot size: 7,200 sqft
- Features: Level
- Lot size dimensions: 60 x 120
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $604 | $7,248 |
| Home Insurance * | $104 | $1,248 |
| Property Taxes | $133 | $1,596 |
| Electricity | $130 | $1,569 |
| Total | $971 | $11,652 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-15 | Listed for sale | $119,500 |
| 2022-06-08 | Sold | $99,500 |
| 2022-04-19 | Contingent | $102,500 |
| 2022-03-28 | Price change | $102,500 |
| 2022-03-08 | Listed for sale | $109,000 |
| 2021-01-14 | Listing removed | $92,500 |
| 2020-08-11 | Listed for sale | $92,500 |
| 2017-06-21 | Listing removed | $89,900 |
| 2017-03-01 | Price change | $89,900 |
| 2016-12-24 | Listed for sale | $90,000 |
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