




28 Belgrade Road, Oakland, ME, 04963
About This Home
Picturesque waterfront setting on one of Maine's most desirable lakes. On the market for the first time in many, many years, this 1865 family home has been lovingly maintained and updated while retaining its original charm. Through the years, renovations have preserved the home's warmth and character while adding modern conveniences. The spacious first floor features a well-appointed kitchen with granite countertops and newer appliances, a large dining room, and a generous living room with a hearth, and pellet stove. Sliding glass doors open to a lush backyard and waterfront views of Messalonskee Lake. Also, on the first floor is a versatile bonus room, ideal for an office or bedroom - with built-ins providing extra storage and flexible living space. The home has natural wood flooring in all of the primary rooms and kitchen. Original natural wood stairs, rails and landing add to the home's timeless appeal. Upstairs are two large bedrooms, a full bath, and finished storage space in the eaves. The primary bedroom includes its own glassed-in sun porch with electric sunshades, overlooking the yard and waterfront. Outside you'll find two decks, each with their own electric awning, a beautiful garden shed, a utility shed and well-groomed yard. Additional space over the two-car, attached garage offers potential for storage, a workshop or even future living space. A rare opportunity to own a historic, lovingly cared-for waterfront home on Messalonskee Lake. Some photos virtually enhanced.
Getting Around
Schools
Construction
Condition
- Year built: 1865
Materials
- Foundation: Stone
- Roof: Metal
- Construction materials: Wood Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Trash Compactor,Washer
Basement
- Has basement: Yes
- Basement: Exterior Entry,Interior Entry,Full
Bedroom1
- Level: First
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- 1st Floor Bedroom,Attic
- Door features: Storm Door(s)
- Flooring: Vinyl,Wood
- Finished area below ground: 0
- Finished area above ground: 2,406
Heating & Cooling
- Heating features: Baseboard,Heat Pump,Hot Water,Pellet Stove
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,406
- Total interior livable area: 2,406 sqft
Kitchen
- Level: First
Living Room
- Level: First
Mud Room
- Level: First
Property
Details
- Parcel number: OAKLM014L186
- Zoning: Residential
Features
- Patio & porch: Deck,Glassed-in Porch,Porch
- Has view: Yes
- View description: Scenic
- On waterfront: Yes
- Waterbody name: Messalonskee Lake
- Frontage length: Waterfrontage: 60,Waterfrontage Owned: 60
Lot
- Lot size: 0.48 Acres
- Features: Near Turnpike/Interstate,Near Town,Level,Open Lot,Rolling Slope,Landscaped
Parking
- Total spaces: 2
- Parking features: Paved,1 - 4 Spaces
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Ice Storm
- Lightning
- Hurricane
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maine Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,534 | $42,408 |
| Home Insurance | $199 | $2,388 |
| Property Taxes | $862 | $10,344 |
| Electricity | $349 | $4,196 |
| Total | $4,944 | $59,328 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $699,000 |
| 2026-07-14 | Price change | $759,000 |
| 2026-06-26 | Listed for sale | $770,000 |
For Sale by Agent
