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1656 78th Ave NW, Williams, MN, 56686

1beds
1baths
252sqft
$32,500
$129price/sqft
$385/moest. monthly cost
$15,400/yrincome needed

About This Home

Rustic cabin resting on 1+ acre just west of Williams. No utilities on site (outhouse only). Easily accessible property that could make a great camp!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Lake Of The Woods SecondaryGrades 7-1216.3 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 252

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 252
  • Total interior livable area: 252 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 211233040
  • Zoning description: Residential-Single Family
  • Foundation area: 252

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.08 Acres
  • Lot size dimensions: 280 x 160

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Drought
Wildfire

FEMA Declared Disasters in Lake of the Woods County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $164$1,968
Home Insurance *$22$264
Property Taxes $29$348
Electricity $170$2,050
Total$385$4,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,200/yr
40% on housing$11,550/yr
45% on housing$10,266/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.1%
18.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -9.4%
-9.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 56686$126
Lake of the Woods County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 56686
Lake of the Woods County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$32,500

For Sale by Agent

AgentMichael Reed
BrokerageReed Realty

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