115 E Jefferson St, Spring Valley, MN, 55975
About This Home
Downtown location comes with this 1-bedroom 2-story! Newer siding and roof, private fenced yard, much more!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1887
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bathroom
- Level: Main
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 997
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,277
- Total interior livable area: 997 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Loft
- Level: Upper
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 360441000
- Zoning description: Residential-Single Family
- Foundation area: 416
Features
- Levels: Two
- Stories: 2
- Fencing: Wood
Lot
- Lot size: 5,662 sqft
- Lot size dimensions: 44 x 125
Parking
- Total spaces: 1
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Winter Weather
- Hail
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Fillmore County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $378 | $4,536 |
| Home Insurance * | $65 | $780 |
| Property Taxes | $102 | $1,224 |
| Electricity | $170 | $2,050 |
| Total | $715 | $8,580 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $72,500 |
| 2026-06-24 | Listed for sale | $74,900 |
| 2021-11-01 | Sold | $101,000 |
| 2012-07-30 | Sold | $15,000 |
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