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2360 County Road 225, Water Valley, MS, 38965

4beds
3baths
2,198sqft
$295,000
$134price/sqft
$2,137/moest. monthly cost
$85,480/yrincome needed

About This Home

Welcome to 2360 County Road 225 in Water Valley, MS! This beautifully renovated 4-bedroom, 2 and a half bathroom home sits on 2.5 acres just 9 minutes from downtown Water Valley and 31 minutes from Oxford. The open-concept living area is perfect for entertaining, while the split floor plan offers privacy with the spacious primary suite separated from the other three bedrooms. The primary suite features a jetted tub, separate shower, and private access to the backyard. Outside, you'll find a 720-square-foot shop, ideal for woodworking, hobbies, or extra storage. Whether you're looking for room to entertain, space to spread out, or peaceful country living with convenient access to town, this move-in-ready property offers it all. Don't miss your opportunity to make it yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
7/10
Water Valley High SchoolGrades 7-124.2 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: W/D Hook Up

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Electric

Features

  • Sunken Tub,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Double Pane Windows,Blinds
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Interior Area

  • Total structure area: 2,198
  • Total interior livable area: 2,198 sqft

Property

Details

  • Parcel number: 0808240001100
  • Zoning description: NO ZONING

Features

  • Pool features: Above Ground
  • Patio & porch: Patio,Porch
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 2.50 Acres

Parking

  • Parking features: None,Circular Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Earthquake
Hail
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters in Yalobusha County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$327$3,924
Property Taxes $115$1,380
Electricity $204$2,452
Total$2,137$25,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,268/yr
40% on housing$64,110/yr
45% on housing$56,986/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 38965$116
Yalobusha County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 38965
Yalobusha County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$287,500
2026-07-13Listed for sale$295,000

For Sale by Agent

AgentTrenton Madson
BrokerageMcMinn Realty

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