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365 Hillbilly Ln, Mill Spring, NC, 28756

2beds
2baths
1,020sqft
$295,000
$289price/sqft
$1,922/moest. monthly cost
$76,880/yrincome needed

About This Home

Private retreat on 3.81 unrestricted acres with a quiet setting and plenty of usable space. The layout of the land naturally lends itself to multiple potential homesites, offering flexibility for future plans, whether that’s expansion, rental opportunities, or simply spreading out. The property is already equipped with multiple wells, septic systems & electric hookups—making it easier to accommodate additional structures or multi-home use without starting from scratch. Being sold fully furnished for a straightforward transition, and a shipping container is included for added storage or utility. A practical setup for anyone looking for privacy, infrastructure already in place, and options for how the property can be used over time. All tools and lawn equipment comes with sale. That includes Polaris ranger 500 4x4 utility vehicle, chainsaw, two trimmers and much more. This house comes with everything you need!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
4/10
4/10
Polk County High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Electric Range,Microwave,Refrigerator,Washer/Dryer,Other
  • Laundry features: Utility Room,Main Level

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Fireplace features: Family Room,Fire Pit,Wood Burning Stove
  • Finished area below ground: 0
  • Finished area above ground: 1,020

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump,Wood Stove
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 1,020
  • Total interior livable area: 1,020 sqft

Property

Details

  • Parcel number: P803
  • Zoning: Open
  • Special condition: Standard
  • Other equipment: Surround Sound

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3.81 Acres

Parking

  • Total spaces: 1
  • Parking features: Circular Driveway,Driveway,Detached Garage,Garage Door Opener,Garage Shop,Parking Space(s)
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Landslide
Lightning
Strong Wind
Cold Wave
Tornado

FEMA Declared Disasters in Polk County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$107$1,284
Property Taxes $124$1,488
Electricity $200$2,405
Total$1,922$23,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,897/yr
40% on housing$57,660/yr
45% on housing$51,253/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 28756$535
Polk County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 28756
Polk County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$295,000
2026-03-25Listed for sale$333,000
2022-03-07Sold$210,000
2022-01-12Pending sale$220,000
2021-11-09Listed for sale$220,000
2021-11-01Listing removed--
2021-08-23Contingent$220,000
2021-07-22Listed for sale$220,000
2021-07-13Contingent$220,000
2021-07-09Listed for sale$220,000
2021-06-19Listing removed--
2021-05-27Contingent$220,000
2021-05-22Listed for sale$220,000
2007-02-05Sold$40,000

For Sale by Agent

AgentTyler Mack
BrokerageGreyBeard Realty

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