1082 Valley River Ave, Murphy, NC, 28906
About This Home
A traditional southern charmer in this two story 4BR 3.5BA in city limits of Murphy w/1BR 1BA apartment over detached garage. Cross threshold of front door & enter an extremely large foyer w/coffered ceilings & a fireplace that sets the refined tone of this home. A stately staircase up to a landing that can be a library or game room w/French doors out to a covered balcony for more southern charm. Main level kitchen has granite & a breakfast area both w/wainscotting, dining, 2 BRs, 1.5 BA, multiple living/sitting rooms & laundry on an enclosed porch. Also on upper level, a BR w/walk-in cedar closets & BA w/double vanities. Vinyl fence encloses portion of the back yard for furry friends. And garden space along the back border of the property for a bit of country in town!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1900
Materials
- Roof: Shingle
- Construction materials: Frame,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential
Interior
Appliances
- Appliances included: Range,Washer,Dryer
- Laundry features: Main Level,Laundry Room
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
Features
- Pantry,Ceiling Fan(s),Sheetrock,Wood,See Remarks,Entrance Foyer,High Speed Internet
- Flooring: Wood,Carpet,Vinyl
- Number of fireplaces: 2
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 3,478
- Total interior livable area: 3,478 sqft
Property
Details
- Parcel number: 459208880203000
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch,Deck
- Exterior features: Garden
- Frontage type: Road
- Topography of land: Level
Lot
- Lot size: 0.57 Acres
Parking
- Total spaces: 1
- Parking features: Garage,Carport,Detached,Asphalt
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Inland Flooding
- Ice Storm
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Cherokee County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,426 | $29,112 |
| Home Insurance * | $177 | $2,124 |
| Property Taxes | $268 | $3,216 |
| Electricity | $323 | $3,887 |
| Total | $3,194 | $38,328 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Listed for sale | $479,800 |
| 2026-02-27 | Listing removed | $479,800 |
| 2025-05-21 | Listed for sale | $479,800 |
| 2025-05-16 | Listing removed | $479,800 |
| 2024-05-30 | Listed for sale | $479,800 |
| 2024-04-25 | Listing removed | $479,800 |
| 2023-06-29 | Listed for sale | $479,800 |
| 2023-06-28 | Listing removed | -- |
| 2022-04-27 | Listed for sale | $479,800 |
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