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83 Route 12A, Surry, NH, 03431

4beds
3baths
2,323sqft
$624,900
$269price/sqft
$4,618/moest. monthly cost
$184,720/yrincome needed

About This Home

Rare opportunity to own a truly special waterfront DECK House offering exceptional craftsmanship, privacy, and year-round recreation. Set on 4.51 private acres with nearly 1,000 feet of owned frontage on Rodgers Pond, shared by only three property owners, this one-of-a-kind property is a nature lover's paradise. Enjoy your own wooded trails, fruit trees, berry bushes, and private access for canoeing, kayaking, fishing, and winter ice skating. Watch herons, eagles, and abundant wildlife from your backyard. Designed to capture the beauty of its surroundings, the home features soaring cathedral ceilings, expansive windows overlooking the pond, a stunning central fireplace, rich mahogany siding and interior trim, and an open, light-filled floor plan. The kitchen offers cherry cabinetry, granite countertops, stainless steel appliances, and a breakfast bar. The home includes 4 bedrooms, including a spacious primary suite with private bath, 3 full baths, a large family room, and a convenient laundry room with folding area. The finished lower level includes an additional bedroom and a beautifully tiled walk-in shower, providing flexible space for guests or extended family. Additional features include wall-mounted A/C, a pellet stove, composite deck, fenced pet area, and attached 2-car garage. Located just over the Surry line, this exceptional waterfront property offers the perfect combination of quality construction, natural beauty, and peaceful living. A rare chance to own one of the area's most distinctive homes!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

9/10
6/10
Keene High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Concrete
  • Roof: Standing Seam
  • Construction materials: Wood Frame,Hardwood Exterior

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range Hood,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: 1st Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Climate Controlled,Daylight,Finished,Full,Interior Stairs,Walkout,Interior Access,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Dining Area,Hearth,Primary BR w/ BA,Natural Light,Natural Woodwork,Vaulted Ceiling(s)
  • Window features: Screens,Double Pane Windows
  • Flooring: Tile,Vinyl,Wood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,2 Fireplaces
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,323

Heating & Cooling

  • Heating features: Pellet Stove,Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 2,323
  • Total interior livable area: 2,323 sqft

Property

Details

  • Parcel number: SURRM0005BB000016L00000B
  • Zoning description: Rural

Features

  • Levels: 1.75
  • Stories: 1
  • Exterior features: Deck,Garden,Shed
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterbody name: Rodgers Pond
  • Frontage length: Water frontage: 825,Road frontage: 654

Lot

  • Lot size: 4.51 Acres
  • Features: Landscaped,Level,Slight,Sloped,Views,Walking Trails,Near Golf Course,Near Shopping,Near Hospital,Near School(s)

Parking

  • Total spaces: 4
  • Parking features: Paved,Auto Open,Direct Entry,Driveway,Garage,Parking Spaces 4,Underground
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Ice Storm
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance $229$2,748
Property Taxes $890$10,680
Electricity $340$4,082
Total$4,618$55,416

Income You'd Need if You Spent...

35% on housing$158,331/yr
40% on housing$138,540/yr
45% on housing$123,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.9%
0.9%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 03431$214
Cheshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 03431$221
Cheshire County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Price change$624,900
2026-07-10Listed for sale$675,000
2017-10-20Sold$395,000
2017-09-25Pending sale$399,900
2017-08-01Price change$399,900
2017-07-13Price change$424,900
2017-06-12Listed for sale$450,000

For Sale by Agent

AgentRobin Smith
BrokerageBHG Masiello Keene

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