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5019 Sawgrass Terrace, Middleton, WI, 53597

4beds
4baths
4,187sqft
$799,900
$191price/sqft
$5,874/moest. monthly cost
$234,960/yrincome needed

About This Home

Welcome to sought-after Bishops Bay, where luxury living meets exceptional community amenities. This stunning custom 4+ bed, 3.5 bath home offers over 4,000 sq ft of beautifully finished space with engineered wood floors, an open-concept layout, and floor-to-ceiling windows filling the home with natural light. The chef?s kitchen features granite counters, tile backsplash, premium Wolf range, new LG appliances, and a custom walk-in pantry. Relax in the main-level primary suite with golf course views, custom closet, and spa-like bath. Upstairs offers 4 bedrooms, an additional dual-vanity bath, and laundry. Finished lower level includes rec space, full bath, and flex room. Enjoy a maintenance-free porch & fenced yard. HOA amenities include pool, fitness center, trails, and more. Golf course access available via Bishops Bay Country Club membership. Minutes to Pheasant Branch Conservancy and Governor Nelson State Park.

Getting Around

1
WalkingCar-Dependent
11
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

9/10
5/10
Waunakee Middle SchoolGrades 7-83.9 mi
8/10
Waunakee High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: 11-20 Years
  • Year built: 2013

Materials

  • Construction materials: Brick,Masonite/PressBoard,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Dishwasher,Microwave,Disposal,Washer,Dryer,Water Softener,ENERGY STAR Qualified Appliances

Basement

  • Has basement: Yes
  • Basement: Full,Exposed,Full Size Windows,Partially Finished,Sump Pump,8'+ Ceiling,Concrete

Bathroom

  • Features: At least 1 Tub,Master Bedroom Bath: Full,Master Bedroom Bath,Master Bedroom Bath: Walk-In Shower

Bedroom2

  • Level: Upper
  • Area: 154

Bedroom3

  • Level: Upper
  • Area: 132

Bedroom4

  • Level: Upper
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168

Family Room

  • Level: Lower
  • Area: 357

Features

  • Walk-In Closet(s),High Speed Internet,Pantry,Kitchen Island
  • Finished area below ground: 1,245
  • Finished area above ground: 2,942

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,187
  • Total interior livable area: 4,187 sqft

Kitchen

  • Level: Main
  • Area: 196

Living Room

  • Level: Main
  • Area: 396

Master Bedroom

  • Level: Upper
  • Area: 238

Office

  • Level: Main
  • Area: 121

Property

Details

  • Parcel number: 080931405042
  • Zoning: Res
  • Exclusions: Seller's Personal Property And Staging.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Fenced Yard
  • Living area range: 3501-5000

Lot

  • Lot size: 6,098 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$217$2,604
Property Taxes $1,220$14,640
Electricity $393$4,721
Total$5,874$70,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,394/yr
40% on housing$176,220/yr
45% on housing$156,640/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 53597$278
Dane County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 53597$232
Dane County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$869,000
2021-06-01Sold$670,000
2021-03-08Listed for sale$669,900
2018-07-02Sold$540,000
2017-09-15Listed for sale$545,000
2015-06-05Listing removed$539,900
2015-02-24Listed for sale$539,900
2013-05-02Sold$114,733

For Sale by Agent

AgentRachel Kvasnica, Pinnacle Real Estate Group LLC, Inkwell Realty Team, Pinnacle Real Estate Group LLC
BrokeragePinnacle Real Estate Group LLC

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