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3841 VALVERDE Circle, Jacksonville, FL, 32224

5beds
4baths
2,971sqft
$875,000
$295price/sqft
$6,415/moest. monthly cost
$256,600/yrincome needed

About This Home

Former Model Home, offering 2,971 sq feet of Spanish-inspired elegance in a gated Jacksonville, Florida community. This 5-bedroom, 3.5-bath home features four bedrooms downstairs, with one of the bedrooms used as an office, and an upstairs private bedroom with its own kitchenette and full bath. Soaring ceilings, crown molding, a tile roof, gas fireplace, gas stove, and spacious paver driveway add character and style throughout the home. The oversized lanai with a TV is made for Florida living and year-round entertaining. The upstairs suite provides incredible flexibility. Additional features include a one-year-old HVAC system and water heater, reverse osmosis system in the kitchen, separate irrigation meter, and termite bond. Enjoy the convenience of a gated community with a pool and gym, while being approximately 10 minutes from St. Johns Town Center, Mayo Clinic, Jacksonville beaches, shopping, dining, and everyday conveniences. Centrally located for an easy NEFL lifestyle

Getting Around

21
WalkingCar-Dependent
18
TransitMinimal Transit
31
BikeSomewhat Bikeable

Schools

9/10
5/10
Kernan Middle SchoolGrades 6-82.5 mi
6/10

Construction

Condition

  • Year built: 2011

Materials

  • Roof: Tile
  • Construction materials: Frame,Stone Veneer,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Built-in Features,Butler Pantry,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,971 sqft

Property

Details

  • Parcel number: 1674555300

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Rear Porch,Screened
  • Exterior features: Outdoor Kitchen

Lot

  • Lot size: 8,276 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$470$5,640
Property Taxes $1,223$14,676
Electricity $298$3,587
Total$6,415$76,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,942/yr
40% on housing$192,450/yr
45% on housing$171,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 32224$292
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32224$279
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$875,000
2014-09-24Sold$459,000

For Sale by Agent

AgentWENDY W HUGHES
BrokerageKELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

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