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2830 SE 31st St, Ocala, FL, 34471

5beds
4baths
3,304sqft
$1,199,000
$363price/sqft
$9,208/moest. monthly cost
$368,320/yrincome needed

About This Home

Guest house plus BARN ! Renovated home! Amazing opportunity to live in town and own a small ranch totaling 6.7 acres. A2 Zoning in the heart of town! Turn-key and completely updated with all modern luxuries. Two -story 4 bedroom/3 bathroom home plus a detached 1 bedroom/1 bathroom guest house. Huge commercial -sized pool with waterfall, and working barn with stalls. Follow the private paved driveway to the gated entry leading to ample parking and a two-car enclosed garage. Wrought iron gates welcome you into the private front courtyard, leading to double front doors opening into the main home's foyer, sunken living room, formal dining room, large family room with fireplace, doors to the enclosed sunroom, and escape to your backyard oasis! The primary home features a downstairs in-law bedroom and bath, a large kitchen with a center island, double ovens, a pantry, plentiful counter space, a large window above the sink with views of the lovely park-like backyard setting, granite counters, two living rooms, formal dining room, informal dining bar, custom crown molding, high ceilings, upstairs to an office/game room, two guest bedrooms and baths, and a primary bedroom with stairs to the enchanting pool lanai area. A tiled brick-effect patio area leads you to the expansive resort-sized pool with a waterfall, the fisherman's dock, the summer kitchen, and an adorable 594-square-foot, one-bedroom, one-bath cottage with its own kitchen. Additional outdoor features include a patio area, a hot tub area, a fishpond/kiddie pool, and a storage building. The horse barn/multi-purpose building is constructed of concrete block and features several wood horse stalls, fenced and gated animal pens, and land for horse and other farm animal paddocks. Close proximity to WEC, top-rated public and private schools.

Getting Around

4
WalkingCar-Dependent
20
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

3/10
8/10
Osceola Middle SchoolGrades 6-82.9 mi
5/10
Forest High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Water Heater,Microwave,Range Hood,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Dry Bar,Open Floorplan,PrimaryBedroom Upstairs,Solid Surface Counters,Solid Wood Cabinets,Stone Counters,In-Law Floorplan
  • Door features: French Doors
  • Flooring: Carpet,Luxury Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,579
  • Total interior livable area: 3,304 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 2985000044
  • Zoning: A2
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Deck,Gunite,Lighting
  • Exterior features: Balcony,Lighting,Storage
  • Spa features: In Ground
  • Fencing: Fenced
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 3.41 Acres
  • Features: Cleared,Historic District,In County,Oversized Lot,Pasture,Private,Zoned for Horses
  • Lot size dimensions: 388 x 387

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$1,384$16,608
Property Taxes $1,430$17,160
Electricity $332$3,990
Total$9,208$110,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$315,702/yr
40% on housing$276,240/yr
45% on housing$245,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 34471$208
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34471$177
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$1,199,000
2026-04-06Listing removed$6,000
2026-04-06Price change$1,200,000
2026-03-03Listed for sale$999,000
2026-02-05Listing removed$999,000
2025-12-11Listed for rent$6,000
2025-09-15Price change$999,000
2025-09-06Price change$1,197,000
2025-08-12Price change$1,197,999
2025-07-29Price change$1,198,000
2025-07-10Price change$1,199,000
2025-06-26Price change$989,900
2025-05-31Price change$989,990
2025-05-14Price change$989,999
2025-05-06Price change$990,000
2025-04-07Price change$999,950
2025-04-02Price change$1,399,999
2025-03-13Listed for sale$1,400,000
2024-06-18Sold$600,000
2024-05-14Pending sale$650,000
2024-04-29Listed for sale$650,000
2024-04-23Pending sale$650,000
2024-04-12Price change$650,000
2024-03-14Listed for sale$690,000

For Sale by Agent

AgentHeather Damron
BrokerageFLORIDA HOMES REALTY & MORTGAGE GVILLE

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