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5765 Blackhorse Cir, Pensacola, FL, 32526

5beds
3baths
2,783sqft
$385,000
$138price/sqft
$3,018/moest. monthly cost
$120,720/yrincome needed

About This Home

3% Assumable Loan Available! Location, curb appeal, and space—this home truly has it all! From the beautifully landscaped front yard to the inviting covered front porch, you'll feel right at home the moment you arrive. Inside, you'll find an open and functional floor plan with luxury vinyl plank flooring throughout the main living areas. The spacious great room is filled with natural light and seamlessly connects to the kitchen and breakfast nook, creating the perfect space for everyday living and entertaining. A French door leads directly to the backyard, extending your living space outdoors. The kitchen features a large center island, stainless steel appliances, ample cabinetry, and a pantry for additional storage. For more formal gatherings, enjoy the dedicated dining room with a large front-facing window and beautiful views of the covered porch. The private primary suite is conveniently located on the first floor and offers a spacious bedroom, ceiling fan, and abundant natural light. The ensuite bath includes double vanities, a garden tub, separate walk-in shower, private water closet, and a large walk-in closet. A powder room is also located on the main level for guests. Upstairs, you'll discover a massive loft area that provides endless possibilities—whether you envision a media room, game room, homeschool space, or the ultimate football watch party destination. Four additional oversized bedrooms are located on the second floor, each offering generous closet space and room to spread out. A full bathroom with double vanities and a tub/shower combination serves the upstairs bedrooms, while the conveniently located second-floor laundry room adds everyday practicality. Step outside to enjoy the privacy-fenced backyard, complete with an open patio that's perfect for grilling, relaxing, or entertaining family and friends. With its desirable location, flexible floor plan, and attractive assumable loan opportunity, this home is one you won't want

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
33
BikeSomewhat Bikeable

Schools

7/10
Beulah Elementary SchoolGrades PK-50.3 mi
5/10
Beulah Middle SchoolGrades 6-82.4 mi
2/10
Pine Forest High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedroom

  • Level: Second
  • Area: 185.1389

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total structure area: 2,783
  • Total interior livable area: 2,783 sqft

Master Bedroom

  • Level: First
  • Area: 201.2847

Property

Details

  • Parcel number: 161s312000130005
  • Zoning description: Res Single

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 5,488 sqft

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Inland Flooding
Cold Wave
Tornado
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$383$4,596
Property Taxes $409$4,908
Electricity $280$3,360
Total$3,018$36,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,474/yr
40% on housing$90,540/yr
45% on housing$80,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 32526$161
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32526$169
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$375,000
2026-06-19Listed for sale$385,000
2023-11-30Listing removed--
2023-08-08Price change$399,999
2023-07-25Price change$420,000
2023-07-08Listed for sale$425,000
2021-07-19Sold$320,000
2021-06-13Listed for sale$320,000
2021-05-01Listing removed--
2021-04-29Listed for sale$315,000
2021-03-02Listing removed--
2021-02-27Listed for sale$315,000
2018-08-20Sold$240,900
2018-06-25Listed for sale$239,900

For Sale by Agent

AgentSara Davis
BrokerageKELLER WILLIAMS REALTY GULF COAST

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